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Reliance Critical Illness Insurance Policy

Existing policy with Reliance?

Reliance Critical Illness Insurance Policy


​​​Covers 10
critical illnesses​​
Lump sum
No medical
test required​​​ ​
Policy for
1 &​ 3 years​​

​ Life is uncertain, so are diseases! Unforeseen circumstances, unhealthy lifestyle, and stress push us towards life-threatening medical conditions. Anyone at any stage of life can acquire acute diseases. At this stage, Critical Illness policy comes as a saviour to you.​

We, at Reliance General Insurance, bring you a critical illness insurance policy that caters to life threatening and lifestyle-disabling diseases, so you are worry-free. ​ 

Reliance Critical Illness cover of Rs 5 lakhs starting at just Rs 888*!

You can buy your policy online through our various payment options like UPI, Net Banking, Debit/Credit card etc. available for your convenience​​.

  • Lump sum payment that allows you to plan your treatment as required
  • Critical illness policy in India for an individual above 18 years of age
  • Critical illness Policy period for one year and three years 
Apart from the critical illness policy, Reliance also offers family mediclaim policy, health insurance for senior citizens​ and also provides cashless health insurance cover​.​

*T&C apply. Tax laws are subject to change. Premium calculated for an individual of 21 years, SI 5 lakhs for tenure of 1 year.  Details mentioned here are for Reliance Critical Illness Policy.

If you need more information about Critical Illness insurance cover in India, feel free to call us on 1800 3009 (Toll free) or Want to know your Critical Illness insurance premium? Get a Quick Quote now!

What ​we cover

Reliance Critical Illness Policy, you will receive a lump sum pay out on your claim, if you're diagnosed with any of the following critical illnesses or if you have to undergo any of the mentioned surgeries. In terms of the sum insured, you may choose any option between Rs. 5 lakh, Rs. 7 lakh or Rs. 10 lakh.

Category I

The payment of claim under this Category shall be subject to survival of the Insured Person for more than 30 days post diagnosis, occurrence or undergoing of Insured Event covered under this Category.

Category II

The payment of claim under this Category shall be subject to survival of the Insured Person for more than 60 days post diagnosis, occurrence or undergoing of Insured Event covered under this Category.

  • Open Heart Replacement or Repair of Valves
  • Coma of Specified Severity
  • Quadriplegia / Permanent Paralysis of all four limbs
  • Total Blindness
  • Kidney Failure Requiring Regular Dialysis

What we don't cover​

Critical illness or its fallouts can be quite complex, so it's difficult to cover every situation. Here are a few things that your Critical Illness policy won't cover!

  • ​All diseases, illnesses, injuries which are pre-existing when the cover incepts for the first time under this policy
  • Critical illness contracted or evidenced through signs and symptoms within 3 months of the inception date of this policy (This exclusion doesn't apply for subsequent renewals with the company without a break)
  • Certification/diagnosis by a family member, person not registered as Medical Practitioner or any diagnosis that is not scientifically recognized
  • Any critical illness arising out of any congenital Illness or condition or disorder whether internal or external
  • Critical illness/condition resulting, directly or indirectly, caused by, contributed to or aggravated or prolonged by child birth or from pregnancy or in consequence thereof
  • Any critical illness due to alcohol, smoking, other tobacco intake or drug abuse
  • Any treatment/surgery for change of sex or any cosmetic surgery or treatment/surgery/complications/ illness arising as a consequence thereof
  • Critical illness acquired as a consequence of Human Immuno-deficiency
  • Virus (HIV) infection
  • Critical illness arising due to intentional self-injury, suicide or attempted suicide
  • War, Terrorism induced Critical Illness/Surgery or caused by nuclear weapons​

Critical Illness Insurance FAQ


Critical Illness Insurance Reviews and Ratings

Average Rating:

4(Based on 8 ratings)

Showing 8 reviews

  • “Website is quick & user friendly”

    The new website is quick and user friendly. Got a student travel insurance quote in less than a minute. Great job.

    Murali K11 August 2016, Kolkata
  • “Have done well”

    Have done well

    Ura Kumar19 March 2015, Hyderabad
  • “Clean experience”

    I had forgotten to take my policy and when I realised I had to take 1.I chose Reliance General Student Travel Policy. I am very Happy with the product.

    Sudha Maulik17 March 2015, Thane
  • “Fast and furious”

    Hassel Free

    Prabhu12 March 2015, Bangalore
  • “On the go”

    Fast and reliable

    Hafeez S10 March 2015, Vijayawada
  • “easy to go”

    very nice experience a

    tanm****,21 February 2015, Kerela
  • “Thank you for your Chat assistance, it helped me to buy my student policy.”

    ​Thank you team for a fast claim settlement.

    pk sinha2 December 2014, delhi
  • “Great”

    good to get travel policy

    same*****@rediffmail.com13 November 2014, Pune
  • See all reviews

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