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Cost of construction recommended as per your location is ` 1000 to ` 1200 per Sq Ft.

Sum insured calculated basis Build Up Area & Cost per Sq Ft

Standard Fire and Special Perils Policy


Standard Fire and Special Perils Policy


claim settlement






Policy Issuance

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"Home is where the heart is!" It is a place where you weave your dreams and watch them come true. Hence, your home needs to be secured as much as anything else in life. A home insurance policy is the best way to keep your house protected. Safeguarding your home from threats like fire, flood, natural calamities, missile test damage,and other unforeseen events should be your utmost priority. This Home Structure Insurance Policy offers complete peace of mind and keeps you financially covered for the monetary loss incurred.

You can also buy a home insurance policy for a long duration. You can insure the house for as long as 30 years.

When you are considering the worth of your home for insuring the structure, you should keep in mind that it is not determined by the market value, which is a combination of cost of land, demand and supply, etc. The reconstruction value, is decided on the basis of how much it would cost you to reconstruct the house if it is damaged.

What does this policy cover?​

We've tried to cover all the basic elements in this policy, so if your home is damaged due to any of the following reasons, we have it covered!

  • Fire
  • Lightening
  • Explosion/Implosion
  • Aircraft damage
  • Riot, Strike, Malicious Damage
  • Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Flood and Inundation (STFI)
  • Impact Damage
  • Subsidence and Landslide including Rockslide
  • Bursting and/or overflowing of Water Tanks, Apparatus and Pipes
  • Missile testing operations
  • Leakage from Automatic Sprinkler Installations
  • Bush Fire
  • Earthquake (Fire and Shock)
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What does this policy​ not cover?​

Although we'd like this policy to cover all types of situations, it isn't possible. For an exhaustive understanding of the exclusions, kindly refer the policy wordings. Some of the exclusions of this policy are:

  • ​​War and nuclear perils
  • ​​Pollution and contamination
  • ​​Consequential loss
  • ​​Volcanic eruption or other convulsions of nature
  • ​​Theft during or after the occurrence of any insured peril​

Home Insurance Reviews and Ratings

Average Rating:

4.4(Based on 41 ratings)

Showing 10 reviews

  • “Good policy, covers all the risk.”

    Taking my family for a vacation to Europe. Since I am taking my two year old daughter, I can't risk anything happening. Taking this travel insurance as a precaution. Good policy, covers all the risk.

    Uday S20 June 2017, Kochi
  • “Got free international sim card”

    The premium offered for this travel insurance at this price is really good. Ended up using the free international sim card they gave. Thanks reliance.

    Mirza S19 June 2017, Hyderabad
  • “Reliance travel insurance for elders highly recommended”

    Travel insurance for my elderly parents helped them travel stress-free and visit a new country. Reliance travel insurance for elders highly recommended

    Navya N14 June 2017, Hyderabad
  • “Best rates and process was also easy”

    My younger sister is currently in Europe on a 20 day trip and while searching for a good travel insurance for her I came across reliance travel insurance. As far as i know they seem to have the best rates and process was also easy

    Ramnath R22 May 2017, Pune
  • “Enjoy the trip without a worry because of the reimbursements”

    My Mom and Dad recently went on a Euro trip. I insisted them to take a Reliance travel insurance (after researching online) as it was an international trip. Fortunately, this came in handy as their bags were delayed for 2 days but they could enjoy the trip without a worry because of the reimbursements.

    Sahil B17 May 2017, Kolkatta
  • “Good customer service”

    Great customer service and good value added benefits

    Maddy Y9 February 2017, Bhandup
  • “Best Schengen travel insurance plan”

    After comparing different Schengen travel insurance plans, I found this to be the best.

    Arun N9 February 2017, Goregaon
  • “Good for senior citizens”

    A very good travel policy for 60 plus at a cheap price.

    Kiran J8 February 2017, Mulund
  • “Low cost travel plan”

    It is a low cost travel plan and has a brilliant customer service.

    Pankaj K8 February 2017, Kandivali
  • “Good Plan”

    It is one of the best senior citizen travel insurance plans in the market.

    Kapil S7 February 2017, Goregaon

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