Health Insurance plans that covers group of employees / workers who work in the same organization. These plans offer value benefits and flexibility to employees to choose covers as per their needs. Now its mandatory to cover employees / workers with comprehensive health insurance, as per the latest government regulation. The premiums are less & affordable as compared to regular individual health insurance and benefits employers in tax reductions, therefore making it beneficial for both the employer and employee.
Other key offerings with this policy:
- Cover for all members
- Regular health check-ups
- Day care procedures covered
- Health Insurance for all company sizes - 7 employees to a maximum of 500
What does this policy cover:
- Pre-existing waiver
- Ailment cpping
- Maternity benefit – Metro
- Domiciliary hospitalization
- 30 days exclusion waiver
- Room rent
- Maternity benefit - Non-Metro
- Pre-30 days & post 60 days hospitalization
- 1st year exclusion waiver
- Baby cover from day one as part of Family floater SI
- 9 months exclusion waiver
- Corporate buffer restricted to Major Ailments only (list as per IRDA)
- Ambulance charges
to read thepolicy wordings for more details.
*T&C apply. Details mentioned here are for the product- Group Mediclaim Insurance Policy.