"Home is where the heart is!" It is a place where you weave your dreams and watch them come true. Hence, your home needs to be secured as much as anything else in life. A home insurance policy is the best way to keep your house protected. Safeguarding your home from threats like fire, flood, natural calamities, missile test damage,and other unforeseen events should be your utmost priority. This Home Structure Insurance Policy offers complete peace of mind and keeps you financially covered for the monetary loss incurred.
You can also buy a home insurance policy for a long duration. You can insure the house for as long as 30 years.
When you are considering the worth of your home for insuring the structure, you should keep in mind that it is not determined by the market value, which is a combination of cost of land, demand and supply, etc. The reconstruction value, is decided on the basis of how much it would cost you to reconstruct the house if it is damaged.
What does this policy cover?
We've tried to cover all the basic elements in this policy, so if your home is damaged due to any of the following reasons, we have it covered!
- Aircraft damage
- Riot, Strike, Malicious Damage
- Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Flood and Inundation (STFI)
- Impact Damage
- Subsidence and Landslide including Rockslide
- Bursting and/or overflowing of Water Tanks, Apparatus and Pipes
- Missile testing operations
- Leakage from Automatic Sprinkler Installations
- Bush Fire
- Earthquake (Fire and Shock)