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Reliance Health Infinity Insurance

Benefits

More Cover

Additional sum insured

More Time

Additional policy time

More Global

Emergency hospitalization abroad

Your health insurance policy is the only way to tackle unexpected medical emergencies; but do you have enough and more in your health insurance cover to protect you and your loved ones. If no, your hospitalization costs can take a toll on your hard-earned savings. That’s when a health plan like Reliance Health Infinity Insurance comes to rescue - A policy that gives you more benefits and always more than what you expect from a health insurance policy.

Infinity reasons to choose Reliance Health Infinity-

90 days pre & 180 days post hospitalisation - the highest in the health insurance category!
Day care treatment coverage
Up to 30% discount*
No sublimit on organ donor expenses
No sublimit on hospital room rent
No sublimit on road ambulance charges
90 days free cancellation
Wide range of sum insured from Rs. 3 Lacs to Rs. 1 crore

Opt for More Benefits-

We got you covered with Reliance Health Infinity Policy - A policy that gives you More!

*Get one benefit at no extra cost and two others at additional premium.

Take a look at the coverage that we offer-

Benefits	Description
Inpatient Care	Covers medical expenses like room rent, ICU charges, medical practitioners fee, nursing charges etc. incurred during hospitalization due to an illness or accident for period more than 24 hrs. Covers hospitalization due to Mental illness, Parkinson’s and Alzheimer’s diseases in accordance with the mental healthcare act, 2017
Special Treatments	Coverage of treatments which are usually not covered under regular health insurance plans such as: - Robotic surgeries which are less invasive and results in quick recovery Stem cell therapy and upcoming futuristic technology in medical science. Correction of eye sight due to refractive error above dioptre 14.0 Administration of intra-articular or intra-lesional injections, monoclonal antibodies such as Rituximab/Inﬂiximab/tratsuzumab (trade name Remicade, Rituxan, Herceptin), supplementary medications such as zolendronic acid This comes as a co-payment of 50%
Day Care Procedures	Medical expenses incurred for day care procedures taken at a hospital or day care centre. There is no limit to the number of day care procedures covered. All day care treatments are covered.
Domiciliary Hospitalisation	Covers medical expenses for medical treatment at home for a period exceeding three (3) consecutive days which would otherwise have necessitated hospitalisation.
Organ Donor	Medical expenses on harvesting the organ from donor during transplantation.
Ayush Benefit	The medical expenses for in-patient treatment taken under Ayurveda, Unani, siddha and homeopathy.
Pre- Hospitalisation	Covers medical expenses incurred 90 days prior to the date of hospitalisation.
Post- Hospitalisation	Covers medical expenses incurred up to 180 days from the date of discharge.
Emergency Ambulance	Actual expenses incurred for utilizing road ambulance service for transporting the insured to the nearest hospital with adequate emergency facilities in case of emergency or from one hospital to another if medically required.
Transportation Benefit	Expenses incurred up to Rs.500 for utilizing a reregistered radio cab operator’s services for transporting the insured person to and/or from the hospital, provided that have approved a pre-authorization request.
Restore Benefit	Re-instatement of 100% sum insured if exhausted during the policy year. Restore sum insured can be used for only future claims made by the insured person and not against any claim in respect of an illness (including its complications) for which a claim has been already paid.

Take a look at the various plans that we have in store for you-

Sum Insured	Rs. 3 Lacs	Rs. 5 Lacs	Rs. 10 Lacs	Rs. 15 Lacs	Rs. 50 Lacs	Rs. 1 Crore
Section 1: Basic Beneﬁts
a) Inpatient Care	Covered, No Sub limits
b) Special Treatments (in Rs.) Co-payment of 50% of admissible Medical Expenses for all Sum Insured options	1 Lac	1 Lac	1 Lac	1.5 Lacs	5 Lacs	10 Lacs
c) Day Care Procedures	Covered, No Sub limits
d) Domiciliary Hospitalisation	Covered, No Sub limits
e) Organ Donor	Covered, No Sub limits
f) Ayush Beneﬁt	Covered, No Sub limits
g) Pre-Hospitalisation Medical Expenses	Covered, upto 90 days
h) Post-Hospitalisation Medical Expenses	Covered, upto 180 days
i) Emergency Ambulance	Covered, No Sub limits
j) Transportation Beneﬁt	Maximum upto Rs. 500
k) Restore Beneﬁt	Equal to 100% of Sum Insured
Section 2: More Options Beneﬁts
a) MoreCover^ (in Rs.)	1 Lac	2 Lacs	3 Lacs	5 Lacs	15 Lacs	30 Lacs
b) MoreTime ^	Extended Policy Year of 13 months if Policy period is 1 year and Extended Policy Year of 26 months if Policy Period is 2 years
c) MoreGlobal ^	Equal to 100% of Sum Insured, maximum upto Rs. 20,00,000
Section 3: Voluntary Co-payment
Voluntary Co-payment^	10%, if opted

^ If opted and speciﬁed to be in force in the Schedule.

Additional discounts for you!

Take a look at the discounts and offers we have in store for you-

Benefits	Discount applicable*
Renewal Discount	10% discount on renewal premium, subject to health check-up report submission
2/3 Year Policy	10% discount on premium for choosing a 2 or 3 year policy
Individual policies in a Family	10% discount on premium if 2 or more members of one family opt for individual policies
Prime Discount	One-time discount of 10% on the premium is applicable if the insured person is a Reliance Group Employee or repeat customer
Buy Online Discount	10% discount on premium in case of buying or renewing the policy online from our website, our mobile app

*10% discount applicable on each component mentioned above with maximum cap up to 30% discount. Please refer policy wordings and prospectus for detail understanding.

Eligibility-

Parameters	Eligibility
Age	Child: 91 days to 25 years* Adult: 18 years to 65 years*
Family Composition for Floater policy	Maximum 8 members- 2 Adults and up to 6 children
Policy Period	1 year, 2 years & 3 Years
Sum insured	3 lacs, 5 lacs, 10 lacs, 15 lacs, 50 lacs, 1 Crore

*Age based on completed years, No maximum cover ceasing age

Policy Cancellation-

Length of time Policy in force	Refund of premium
Up to 90 days	100% refund
Above 90 days	Pro-rata

Waiting period

Waiting period- A waiting period of 30 days applicable to all claims unless insured suffers an accident.

A specific waiting period- A specific waiting period of 24 months is applicable on specific diseases as mentioned in policy as long as insured is in his/her third year of policy without break.

Pre-existing Diseases waiting period- Pre-existing Diseases shall not be covered until the completion of 36 months of continuous coverage have elapsed, since inception of the first Health Infinity Policy provided that the Pre-existing Disease is declared and/or accepted in the proposal.

What does the policy not cover?

All permanent exclusions shall apply individually for each Insured Person and claims shall be assessed accordingly.

We will not make any payment for any claim in respect of any Insured Person directly or indirectly for, caused by, arising from or in any way attributable to any of the following unless expressly stated to the contrary in this Policy:

Investigation & Evaluation
Rest Cure, rehabilitation and respite care
Obesity/Weight control
Change-of-Gender treatments
Cosmetic or Plastic surgery
Hazardous or Adventure sports
Breach of law
Excluded providers
Drugs or treatments
Wellness and Rejuvenation
Dietary Supplements & Substances
Refractive Error
Unproven Teatments
Birth control, Sterility and Infertility

Maternity
Alternative Treatments
Circumcision
Convalescence or Rehabilitation
Dental Treatment
Drugs or treatments
Enteral feedings
External Congenital Anomaly
Hearing Aids
Hormonal therapies
Medically Necessary Teatment
Medical supplies
Non-medical expenses
Outpatient treatment (OPD)
Overseas treatment

Peritoneal dialysis
Prosthetic and other devices
Reasonable & Customary Charges
Self-inury or suicide
Sexually transmitted diseases
Sleep-apnoea
Spinal subluxation, manipulation and muscle stimulation
Treatment by a family member
Treatment outside discipline
Vaccination and immunisation
War or similar situations

Click here to read the policy wordings to know more about the exclusions of this policy.

T&C apply. Details mentioned above are for Reliance Health Infinity Insurance (UIN:RELHLIP20089V021920).

Infinity reasons to choose Reliance Health Infinity-

90 days pre & 180 days post hospitalisation - the highest in the health insurance category!
Day care treatment coverage
Up to 30% discount*
No sublimit on organ donor expenses
No sublimit on hospital room rent
No sublimit on road ambulance charges
90 days free cancellation
Wide range of sum insured from Rs. 3 Lacs to Rs. 1 crore

Opt for More Benefits-

We got you covered with Reliance Health Infinity Policy - A policy that gives you More!

*Get one benefit at no extra cost and two others at additional premium.

Take a look at the coverage that we offer-

Benefits	Description
Inpatient Care	Covers medical expenses like room rent, ICU charges, medical practitioners fee, nursing charges etc. incurred during hospitalization due to an illness or accident for period more than 24 hrs. Covers hospitalization due to Mental illness, Parkinson’s and Alzheimer’s diseases in accordance with the mental healthcare act, 2017
Special Treatments	Coverage of treatments which are usually not covered under regular health insurance plans such as: - Robotic surgeries which are less invasive and results in quick recovery Stem cell therapy and upcoming futuristic technology in medical science. Correction of eye sight due to refractive error above dioptre 14.0 Administration of intra-articular or intra-lesional injections, monoclonal antibodies such as Rituximab/Inﬂiximab/tratsuzumab (trade name Remicade, Rituxan, Herceptin), supplementary medications such as zolendronic acid This comes as a co-payment of 50%
Day Care Procedures	Medical expenses incurred for day care procedures taken at a hospital or day care centre. There is no limit to the number of day care procedures covered. All day care treatments are covered.
Domiciliary Hospitalisation	Covers medical expenses for medical treatment at home for a period exceeding three (3) consecutive days which would otherwise have necessitated hospitalisation.
Organ Donor	Medical expenses on harvesting the organ from donor during transplantation.
Ayush Benefit	The medical expenses for in-patient treatment taken under Ayurveda, Unani, siddha and homeopathy.
Pre- Hospitalisation	Covers medical expenses incurred 90 days prior to the date of hospitalisation.
Post- Hospitalisation	Covers medical expenses incurred up to 180 days from the date of discharge.
Emergency Ambulance	Actual expenses incurred for utilizing road ambulance service for transporting the insured to the nearest hospital with adequate emergency facilities in case of emergency or from one hospital to another if medically required.
Transportation Benefit	Expenses incurred up to Rs.500 for utilizing a reregistered radio cab operator’s services for transporting the insured person to and/or from the hospital, provided that have approved a pre-authorization request.
Restore Benefit	Re-instatement of 100% sum insured if exhausted during the policy year. Restore sum insured can be used for only future claims made by the insured person and not against any claim in respect of an illness (including its complications) for which a claim has been already paid.

Take a look at the various plans that we have in store for you-

Sum Insured	Rs. 3 Lacs	Rs. 5 Lacs	Rs. 10 Lacs	Rs. 15 Lacs	Rs. 50 Lacs	Rs. 1 Crore
Section 1: Basic Beneﬁts
a) Inpatient Care	Covered, No Sub limits
b) Special Treatments (in Rs.) Co-payment of 50% of admissible Medical Expenses for all Sum Insured options	1 Lac	1 Lac	1 Lac	1.5 Lacs	5 Lacs	10 Lacs
c) Day Care Procedures	Covered, No Sub limits
d) Domiciliary Hospitalisation	Covered, No Sub limits
e) Organ Donor	Covered, No Sub limits
f) Ayush Beneﬁt	Covered, No Sub limits
g) Pre-Hospitalisation Medical Expenses	Covered, upto 90 days
h) Post-Hospitalisation Medical Expenses	Covered, upto 180 days
i) Emergency Ambulance	Covered, No Sub limits
j) Transportation Beneﬁt	Maximum upto Rs. 500
k) Restore Beneﬁt	Equal to 100% of Sum Insured
Section 2: More Options Beneﬁts
a) MoreCover^ (in Rs.)	1 Lac	2 Lacs	3 Lacs	5 Lacs	15 Lacs	30 Lacs
b) MoreTime ^	Extended Policy Year of 13 months if Policy period is 1 year and Extended Policy Year of 26 months if Policy Period is 2 years
c) MoreGlobal ^	Equal to 100% of Sum Insured, maximum upto Rs. 20,00,000
Section 3: Voluntary Co-payment
Voluntary Co-payment^	10%, if opted

^ If opted and speciﬁed to be in force in the Schedule.

Additional discounts for you!

Take a look at the discounts and offers we have in store for you-

Benefits	Discount applicable*
Renewal Discount	10% discount on renewal premium, subject to health check-up report submission
2/3 Year Policy	10% discount on premium for choosing a 2 or 3 year policy
Individual policies in a Family	10% discount on premium if 2 or more members of one family opt for individual policies
Prime Discount	One-time discount of 10% on the premium is applicable if the insured person is a Reliance Group Employee or repeat customer
Buy Online Discount	10% discount on premium in case of buying or renewing the policy online from our website, our mobile app

*10% discount applicable on each component mentioned above with maximum cap up to 30% discount. Please refer policy wordings and prospectus for detail understanding.

Eligibility-

Parameters	Eligibility
Age	Child: 91 days to 25 years* Adult: 18 years to 65 years*
Family Composition for Floater policy	Maximum 8 members- 2 Adults and up to 6 children
Policy Period	1 year, 2 years & 3 Years
Sum insured	3 lacs, 5 lacs, 10 lacs, 15 lacs, 50 lacs, 1 Crore

*Age based on completed years, No maximum cover ceasing age

Policy Cancellation-

Length of time Policy in force	Refund of premium
Up to 90 days	100% refund
Above 90 days	Pro-rata

Waiting period

Waiting period- A waiting period of 30 days applicable to all claims unless insured suffers an accident.

A specific waiting period- A specific waiting period of 24 months is applicable on specific diseases as mentioned in policy as long as insured is in his/her third year of policy without break.

What does the policy not cover?

All permanent exclusions shall apply individually for each Insured Person and claims shall be assessed accordingly.

Investigation & Evaluation
Rest Cure, rehabilitation and respite care
Obesity/Weight control
Change-of-Gender treatments
Cosmetic or Plastic surgery
Hazardous or Adventure sports
Breach of law
Excluded providers
Drugs or treatments
Wellness and Rejuvenation
Dietary Supplements & Substances
Refractive Error
Unproven Teatments
Birth control, Sterility and Infertility

Maternity
Alternative Treatments
Circumcision
Convalescence or Rehabilitation
Dental Treatment
Drugs or treatments
Enteral feedings
External Congenital Anomaly
Hearing Aids
Hormonal therapies
Medically Necessary Teatment
Medical supplies
Non-medical expenses
Outpatient treatment (OPD)
Overseas treatment

Peritoneal dialysis
Prosthetic and other devices
Reasonable & Customary Charges
Self-inury or suicide
Sexually transmitted diseases
Sleep-apnoea
Spinal subluxation, manipulation and muscle stimulation
Treatment by a family member
Treatment outside discipline
Vaccination and immunisation
War or similar situations

Click here to read the policy wordings to know more about the exclusions of this policy.

T&C apply. Details mentioned above are for Reliance Health Infinity Insurance (UIN:RELHLIP20089V021920).

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Please share your Details

Reliance Health Infinity Insurance

Benefits

Infinity reasons to choose Reliance Health Infinity-

Opt for More Benefits-

Take a look at the coverage that we offer-

Take a look at the various plans that we have in store for you-​

​ ​ ​ ​ ​ ​ ​Section 1: Ba​​sic Beneﬁts​

​ ​ ​ ​ ​ ​ ​Section 2: More Options Beneﬁts​

​ ​ ​ ​ ​ ​ ​Section 3: Voluntary Co-payment

Additional discounts for you!​​

Eligibility-

​Poli​cy Cancellation​​-

​Waiting period

What does the policy not cover?

Infinity reasons to choose Reliance Health Infinity-

Opt for More Benefits-

Take a look at the coverage that we offer-

Take a look at the various plans that we have in store for you-​

​ ​ ​ ​ ​ ​ ​Section 1: Ba​​sic Beneﬁts​

​ ​ ​ ​ ​ ​ ​Section 2: More Options Beneﬁts​

​ ​ ​ ​ ​ ​ ​Section 3: Voluntary Co-payment

Additional discounts for you!​​

Eligibility-

​Poli​cy Cancellation​​-

​Waiting period

What does the policy not cover?

Take a look at the various plans that we have in store for you-

Section 1: Basic Beneﬁts

Section 2: More Options Beneﬁts

Section 3: Voluntary Co-payment

Additional discounts for you!

Policy Cancellation-

Waiting period

Take a look at the various plans that we have in store for you-

Section 1: Basic Beneﬁts

Section 2: More Options Beneﬁts

Section 3: Voluntary Co-payment

Additional discounts for you!

Policy Cancellation-

Waiting period