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Travel Insurance for Australia

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International Travel Insurance

Travel Insurance for Australia

  • No Paperwork
  • No Medical Check-up
  • 26 Countries 1 Policy
  • Cashless Hospitalisation Worldwide
International Travel Insurance
Plan Details

​Australia has everything under the sun to offer for tourists. Be it the awe-inspiring fauna with magnificent native creatures like Kangaroo, Koala and the Tasmanian devil. Or the sun-soaked beaches along with the great Australian Outback for trekking (or bushwalking as they call it there) enthusiasts.

The Sydney Opera House is heaven for every theatre fanatic. Australia is also a great place for a host of sports and adventure activities.

However, a trip to Australia can be unpredictable. This holds especially true if you intend to undertake a wildlife safari or plan to participate in adventure sports. Considering this, it is imperative for you to secure yourself and your family with a robust travel insurance plan.

Let's discuss everything about Australia travel insurance from India, including its cost, coverage, benefits and more.

Why Do You Need Travel Insurance for Australia?

An overseas journey to Australia is surely rewarding in terms of unforgettable and unique experiences. But just like anywhere else, there are numerous unforeseen scenarios that may arise during your holiday in Australia. Some of these challenges include hospitalisation, personal accident, loss of belongings, theft, etc.

To protect your financial interests in such scenarios, you need international travel insurance for a trip to Australia. Here are some other reasons why you should consider purchasing travel insurance AU:

Expensive Healthcare

Travel insurance protects you from hefty expenses that may arise due to unforeseen healthcare requirements. It allows you to avail yourself of cashless hospitalisation at your travel destination.

Trip Cancellation Coverage

Travel insurance safeguards your financial investment in the event of trip cancellation. It reimburses your non-refundable and prepaid travel expenses if your travel plans get delayed or cancelled due to unforeseen events.

Overall Financial Protection

Australia travel insurance offers tailored covers for problematic events such as loss of baggage/passport, personal accidents, medical crises, dental treatment and more. By helping you pay for your unplanned expenses, travel insurance provides you with complete financial protection during your overseas journey.

Types of Australia Travel Insurance

Types of Australia Travel Insurance Purpose/Ideal For
Individual Travel Insurance It is ideal for solo travellers as it covers emergency expenses of an individual due to hospitalisation, trip cancellation, baggage loss, personal accidents, and so on.
Family Travel Insurance It is ideal for families travelling to Australia. Our family floater travel policies offer comprehensive coverage to up to 4 members of your family.
Student Travel InsuranceIt is specially designed for the students travelling to Australia. It offers dedicated coverage through covers like study interruption, bail bond, sponsor loss and more.
Senior Citizen Travel InsuranceIt is a tailored Australia travel insurance for senior travellers. It is bundled with benefits such as cashless hospitalisation, pre-existing diseases, transportation to the nearest hospital along with basic trip coverage.
Single-trip Travel Insurance This type of plan is ideal for single trips to Australia from India. It offers coverage during your single-time stay in Australia.
Annual Multi-trip Insurance This type of plan is designed for individuals who need to travel frequently to Australia. It covers multiple trips taken within a year.
Group Travel Insurance This travel insurance for Australia is ideal for group travellers. It offers standard travel insurance benefits that are shared among group members.

Benefits of Buying Travel Insurance for Australia Trip

Cashless Hospitalisation

Travel insurance AU allows you to avail yourself of cashless hospitalisation in Australia in the event of a medical emergency. This includes inpatient care, dental treatment, etc.

In the absence of travel insurance, you are liable to pay for all your medical expenses, which can be hefty.

Emergency Cash

The best travel insurance plans offer emergency financial assistance abroad. We offer emergency cash abroad if you end up losing your financial means due to a covered event such as theft or robbery. This helps you continue your trip and recover some expenses.

Trip Cancellation and Interruptions

Trip cancellation coverage refers to reimbursement of your prepaid as well as non-refundable travel expenses in case your trip is cancelled due to an insured event. This benefit helps you recover your expenses and retake your trip later.  

Third-party Liabilities

In addition to other benefits, travel insurance for Australia also covers your third-party liabilities abroad. The right policy helps you compensate for the losses or damages incurred by anyone due to your negligence.

Peace of Mind

Having your potential financial risks covered by the best Australia travel insurance offers you a sense of security and financial protection. This, in turn, helps you enjoy your overseas trip without any worries.

Reliance Travel Insurance for Australia

Your search for the best travel insurance for a trip to Australia ends at Reliance General Insurance. We offer tailored travel insurance plans to suit your unique needs and travel requirements.

From extensive medical coverage to financial safety during events like trip cancellation and interruption, we offer everything you need to ensure a memorable and worry-free trip to Australia.

Buy Reliance Australia insurance today to avail benefits like instant policy issuance, no pre-medical check-up, zero paperwork, and pocket-friendly premiums to fit your travel budget.

Features of Reliance Australia Travel Insurance

Following are the key features of our international travel insurance for trip to Australia:

Key Features Standard Plan (in USD) Silver Plan (in USD) Gold Plan (in USD) Platinum Plan (in USD)
Medical Expenses (Transportation, Evacuation, Repatriation of Mortal Remains, etc. )50,000100,000250,000500,000
Dental Treatment 500500500500
Loss of Passport300300300300
Delay of Baggage100100100100
Total Loss of Baggage 500100012001500
Personal Liability 50,000100,000200,000250,000
Personal Accident 15,00020,00025,00030,000
Accidental Death (Common Carrier)2,5002,5005,0005,000
Trip DelayNA25/day (for upto 6 days)50/day (for upto 6 days)60/day (for upto 6 days)
Missed ConnectionsNA200300500
Trip Interruption & CancellationNA600600600
Daily Hospitalisation Allowance NA25/day (for upto 5 days)25/day (for upto 6 days)25/day (for upto 7 days)
Hijack Distress Allowance NA50/day (for upto 7 days)75/day (for upto 7 days)125/day (for upto 7 days)
Emergency Financial Assistance NA300300300
Compassionate VisitCovers return fare of a single accompanying person - spouse/children/family doctor

Reliance Australia Insurance: Inclusions & Exclusions

Inclusions

Below are the covered by our overseas health insurance for Australia:

  • Medical Expenses

  • Delay/loss of baggage

  • Trip cancellation and interruption

  • Dental treatment

  • Loss of passport

  • Personal accident

  • Personal liabilities

  • Theft

  • Emergency financial assistance

  • Plane hijack

  • Missed connecting flights

  • Accidental death

Exclusions

Our overseas health insurance for Australia does not cover any damage or loss due to the following events:

  • Self-inflicted injuries or harm, suicide, mental disorder

  • Travelling against the advice of healthcare provider

  • War or nuclear attacks

  • Violation of laws or regulations

  • Self-negligence

  • Consumption of alcohol or any other kind of intoxicating substance

  • Pre-existing diseases that are not declared

  • Pregnancy and childbirth

  • Any planned hospitalisation

Eligibility Criteria to Buy Reliance Australia Travel Insurance

Type of Plan Eligibility
Individual Travel Insurance for Australia 3 months to 65 years
Family Travel Insurance for Australia Maximum 4 people (you, your spouse and up to two dependent children below 21 years of age)

How to Buy Reliance Travel Insurance Online for Australia?

Purchasing travel insurance AU need not be an additional task. To make sure of that, we offer a quick and easy process to buy travel insurance online for Australia. All you need to do is follow the four simple steps:

  • Step 1: Go to our international travel insurance page and enter the required details, including type of plan, email ID, mobile number and travel destination.

  • Step 2: Select your desired travel plan and click on "Buy Now".

  • Step 3: Confirm your premium details and enter a few other personal details, such as your address and nominee.

  • Step 4: Make the premium payment and get your policy at your registered contact details.

Benefits of Buying Australia Travel Insurance Online

Instant Issuance

No need to undergo the lengthy and time-consuming process of purchasing travel insurance. The biggest benefit of purchasing online insurance in Australia is the instant issuance of the required policy. You can buy your travel insurance Aus online in minutes.

No Medical Checkup

Unlike traditional insurance purchases, you don't have to go through medical screening to purchase Australia travel insurance online. A medical screening is required only for individuals over 45 years of age.

Paperless Process

You don't need to save and arrange multiple policy papers if you buy your travel insurance online. Your policy papers are sent and saved securely in a digital format.

Easy and Convenient

Buying travel insurance for Australia through our website or Self-i is super easy and effortless. You can purchase a suitable plan anytime and anywhere you want.

Online Discounts

Purchasing your Australia travel insurance online may also help you avail of exciting discounts and coupons. In this way, you get extensive benefits at a reasonable cost.

How to Claim Australia Travel Insurance?

Step 1: Intimate Your Claim

In the event of a claim, you must inform our emergency assistance service provider abroad within 24 hours. You can do so by contacting our given international assistance number. Upon approval of your claim, you can avail of cashless hospitalisation through our service provider.

Step 2: Gather Required Documents

For other claims, you need to collect all the documents supporting your claim. These include your medical bills, discharge papers, police reports and all other invoices incurred due to unforeseen circumstances.

Step 3: Submit Your Claims Form

Upon your return to India, you must submit a duly filled claims form along with complete supporting documentation to our claims settlement department online or offline.

Step 5: Final Settlement

After your claim form is submitted successfully, our claims team will verify the case and release your reimbursement amount upon successful verification.

Travel Insurance for Australia Cost

Wondering what is the cost of travel insurance in Australia from India?

The cost of overseas travel insurance is decided based on multiple factors such as the type of your travel policy, trip duration and any other additional benefits you have opted for. Here is how these factors impact your travel insurance Australia cost:

Type of Plan

The cost of travel insurance is different for different plans. For example, our Platinum plan comes at a higher cost than our standard plan but offers comprehensive financial protection.

Trip Duration

The duration of your overseas stay plays a major role in your insurance premium calculation.  An insurance policy for a shorter duration is cheaper than a policy for an extended travel period.

Additional Coverage

Your travel insurance cost also varies depending on any optional coverage you have purchased through available add-ons. While these travel insurance add-ons or riders come at additional cost, they significantly enhance your financial coverage.

Tips to Buy Best Travel Insurance for Australia?

Ensure Adequate Coverage

Travel risks and coverage requirements of each individual are different. Hence, it is essential to choose adequate financial coverage based on your unique requirements. It is also advisable to learn about any specific insurance coverage requirement your travel destination may have.

Compare Multiple Plans

The best way to choose affordable travel insurance for Australia is to compare multiple plans based on their cost, coverage, features and benefits. This will help you purchase a plan that matches your travel needs and budget.

Ensure Smooth Claims Settlement

Pay special attention to the claims settlement process of your Australia travel insurance plan. Make sure it is easy, quick and hassle-free. This will ensure a timely resolution of your claims.

Understand Policy Wording

Every insurance provider has a different set of terms and conditions. Understanding them is crucial to ensure proper coverage and enjoy maximum benefits. Thus, don't forget to go through each and every clause of your travel plan.

Choose Right Policy

There are different types of travel insurance policies designed to serve different categories of travellers. By choosing the right travel insurance category, you can ensure extensive coverage within your budget.

You can choose from options such as individual travel insurance, senior citizen travel insurance, student travel insurance and so on.

Also Read: How to Avoid Travel Insurance Scams

Australia Visa and Entry Information

​Types of Visas for Australia

Type of Visas Purpose
Visitor VisasThese types of visas are issued for short-term stays for purposes like tourism, transit or general visits.
Work VisasThere are numerous categories of Australian work visas that are granted to skilled foreign nationals who want to work in Australia.
Student VisasTraining Visa, Student Visa and Student Guardian Visa are three types of student visas issued to foreign nationals who want to pursue education in an Australian institution.
Family VisasPartner Visa, Parent Visa, Partner Visa and Child Visa are a few types of family visas available for Australia. These allow you to join your family members in Australia.
Business VisasBusiness visas, as the name suggests, are issued for business travellers in Australia. These allow the visa holders to stay in Australia for business related activities such as business conferences, meetings, exhibitions and so on.

Online Application Process for Australia Visa

  • Step 1: Create your account on the official website of the ​Australian Department of Home Affairs (ImmiAccount).

  • Step 2: Choose the right category for an Australian visa based on your purpose of visit.

  • Step 3: Carefully fill the Australian visa application form online. Make sure to input and complete the information correctly.

  • Step 4: Upload the specified visa documents and photographs.

  • Step 5: Pay the Australia visa application fee and download the receipt for future reference.

  • Step 6: Submit your visa application and wait for your visa decision.

List of Documents Required for Australia Visa

  • Valid passport

  • Filled and signed visa application form

  • Proof of funds

  • Medical report

  • Police clearance certificate

  • Employment documents

  • Return tickets and travel plans

  • Other visa-specific documents (admission letter for student visa, offer letter for work visa and so on)

Embassy of Australia in India

CountryAustralian High Commision in India
Location in IndiaNew Delhi
Address Panchsheel Marg 1/50G, Shantipath, Opposite British High Commision, Chanakyapuri, New Delhi (110021)
Contact Number011-4139-9900
Fax011-2687-2228
Website Australian High Commission in New Delhi, India
Operating DaysMonday to Friday
Operating Hours8:30 AM to 5:00 PM

 

Best Time to Visit Australia

Seasons Months Weather Conditions
Peak SeasonDecember to February
  • Rising temperatures

  • Plenty of sunshine

Shoulder Season March to May and September to November
  • Warm and windy

  • Mostly dry

Low SeasonJune to August
  • Cool and cloudy

  • Plenty of sunshine

Money-Saving Tips for Australia

  • Make your bookings in advance to avoid last-minute price hikes.

  • Travel during off-seasons to benefit from the affordable flights and accommodation charges.

  • Use public transport options like buses and trains to save on transportation costs in Australia.

  • Enjoy free activities such as beach hopping, hiking, camping, etc., to make the most of your trip.

  • Try local street foods; they are delicious and are light in your pocket.

  • Purchase travel insurance AU with trip cancellation benefit. It will reimburse your paid expenses in the event of trip cancellation.

Travel Checklist for Australia

Book Transportation and Accommodation

From flights to hotels, make all your bookings several days in advance. This will save a lot of time and money.

Travel Documents

Arrange all the travel documents, including a valid passport, suitable visa, Austra​lia travel insurance, identity documents, reservation receipts, flight tickets, and more based on your travel purpose.

Clothing and Accessories

Pack enough clothes and accessories after learning about the weather conditions during your trip. Make sure to pack light and also avoid carrying valuable items such as precious jewellery, heavy clothing, etc.

Electronics

Carry your electronic items carefully in a separate bag. These include your mobile phone, chargers, camera, laptop, etc. Don't forget to keep a few entertainment items, such as headphones.

Health and Safety

If you have any allergy or any other health condition, carry your medication along with a basic first-aid kit. This is a must-have on your Australia travel checklist.

Tips for Precautions and Safety in Australia

Save Emergency Contacts

Emergencies can arise anywhere. Hence, it is important to keep a few emergency contacts handy. Note that the local emergency number in Australia is 000. You can use it for police, fire and ambulance.

Water Sport Safety Precautions

Make sure to follow all the safety rules and instructions given at the beaches. Moreover, stay aware of tidal situations when you are at the beaches.

Wildlife Awareness

Australia is home to a variety of wild animals, including dangerous species of snakes, spiders and others. Make sure to follow specified safety guidelines and stay cautious when outdoors.

Follow Local Regulations

Make sure to align with all the local laws, regulations and tourist guidelines when exploring location attractions in Australia.

Stay Hydrated and Use SPF

The temperatures in Australia can be high, especially if you are visiting during peak summers. Make sure to stay hydrated and use a good-quality sunscreen to protect your body from harsh sunlight.

Also Read: How to Stay Connected While Travelling Abroad

Popular Australia Tourist Attractions

  • Great Barrier Reef

  • Sydney Opera House

  • Sydney

  • Melbourne

  • Great Ocean Road

  • Kings Park and Botanic Garden

  • Uluru

  • Gold Coast

  • Daintree National Park

  • Broome

  • Cairns

  • Blue Mountains National Park

  • Fraser Island

  • Kakadu National Park

  • Tarkine Rainforest

  • Rottnest Island

  • Kings Canyon

Best Things to Do in Australia

Explore Beaches

Australia is known for its pristine beaches and magnificent marine life. Whether you want some sun, a dip in the ocean or simply want to enjoy the scenic views, you can have it all by exploring the Australian beaches.

Try Australian Cuisine

When in Australia, do try the famous fish & chips and all other local delicacies such as meat pies, vegemite, tim tam biscuits and whatnot. If you are a seafood lover, don't miss out on a fresh seafood boil that includes lobster, crab, clams, prawns and many other delicious things.

Enjoy Watersports

If you love watersports, Australia is a heaven for you. From surfing, kayaking to snorkelling and scuba diving, there are endless watersports you must enjoy on your trip to Australia.

Enjoy Nightlife

Head straight to cities like Sydney and Melbourne to experience the glamorous nightlife of Australia. These are plenty of nightclubs, restaurants and bars to spend some quality time with your travel partners.

Shop Local

Shopping in Australia is one of the best things you can do on your trip. You can explore the local markets for impeccable art and craft, designer clothes to a range of beautiful items you can bring back as souvenirs.

Frequently Asked Questions On Australia Travel Insurance

  • Do Australian passport holders require a visa to visit India?

    Yes. Australian passport holders require a visa based on the purpose of their visit to India.

  • How do I buy Australian travel insurance?

    You can purchase travel insurance for Australia online through our website or the Reliance Self-i application.

  • ​​Can I extend my Australia travel insurance policy?

    Yes. You can extend your travel insurance for Australia by submitting a claims extension form to our nearest branch.

​​ Disclaimer: *T&C apply. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708. Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy– Platinum Plan. Total loss of checked baggage: The maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of the applicable Sum Insured and per item in baggage max 10%. 

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