Bali Travel Insurance

Bali province is a tiny island in southern Indonesia. It is known for its idyllic beaches, lush rice paddies, majestic volcanic mountains and beautiful coral reefs, making it an international travel hotspot and attracting tourists from all over the world.​

So, if you are planning a short international vacation, trust us; Bali is as good as it gets. However, to ensure maximum protection for your next trip to Bali, you must invest in a Bali travel insurance plan.

With the Reliance General Insurance holiday travel insurance plan, you can enjoy numerous medical, baggage, and journey coverages for Bali and join our 5 crore+ happy customers.

Is Travel Insurance Needed for Bali?

Investing in travel insurance for a trip to Bali i​​​​s not mandatory for visa applications and entry into the city. However, even without this visa and entry mandate, having Bali travel insurance ensures you get the necessary financial assistance in situations such as -

• Accidental medical emergencies

• Third-party liabilities

• Illness-related medical emergencies

• Trip delays, interruptions, and cancellations

• Total loss of baggage

• Loss of passport

Types of Travel Insurance for Bali from India

Benefits of Bali Travel Insurance

Financial Security

Another advantage of Bali travel insurance is the provision of maximum financial security and support for all medical and other emergencies that can otherwise leave you with hefty out-of-pocket expenses in Bali. We offer coverage of up to USD 500,000 for medical emergencies, up to USD 250,000 for personal liabilities, and much more for all your needs.

Third-Party Liabilities

In addition to the personal medical and emergency coverage, you can also avail of the necessary compensatory and legal expenses coverage with our ​travel insurance for a trip to Bali. This comes in handy when you unintentionally damage a third party or their property when in Bali.

Medical Support

Medical emergencies can arise unexpectedly and leave you with a financial and mental burden. In such situations, Holiday Insurance Bali offers a financial safety net to cover expenses incurred due to unexpected medical treatments for injury or illness.

Moreover, our plan also provides dental treatment cover, daily hospital allowance, and more to ensure maximum protection.

Cashless Coverage

A Reliance Bali travel insurance plan offers the convenience of cashless claims in case of any unforeseen circumstances during or before your trip to Bali. From medical expenses to lost passport support to journey bookings reimbursements in case of trip delays or cancellations, you can get the necessary assistance in times of need.

Peace of Mind

Having the necessary coverage for various financial risks with the best travel insurance to Bali allows you to enjoy your trip with added peace of mind. Moreover, in case you wish to extend your coverage duration due to a last-minute trip extension, you can do it easily with our travel insurance policy for Bali.

Reliance Bali Travel Insurance

At Reliance General Insurance, we understand the need for travel insurance for a trip to Bali and thus offer tailored plans with comprehensive coverage to cater to the specific needs and budgets of different travellers.

Our Reliance Bali travel insurance plan provides coverage for medical emergencies, journey mishaps, flight delays or interruptions, hijack allowance, and more. For added convenience, you can purchase our travel insurance plans online after a thorough comparison between the different types available to suit your budget and coverage needs.

You can choose from our silver, gold, and platinum plans, each offering a varying range of coverage for different emergencies.

Let's look at their features and inclusions below.

Features of Reliance Bali Travel Insurance

Reliance Bali Insurance: Inclusions & Exclusions

Inclusions

Some of the Bali travel insurance coverage inclusions are as follows -

• Dental treatments due to an accidental injury

• Total loss of baggage

• Theft

• Loss of a passport

• Medical treatments due to an illness or accidental injury

• Personal liabilities

• Trip delays, interruptions, and cancellations

• Personal accident

• Total disability or death

• Transportation of mortal remains

• Airplane hijack

• Financial assistance

Exclusions

Some of the Bali travel insurance coverage exclusions are as follows -

• War and nuclear attacks

• Voluntary participation in high-risk activities

• Self-inflicted injuries

• Cosmetic procedures

• Negligence

• Planned hospitalisation

• Pregnancy and childcare

• Travelling against a doctor's advice

• Undeclared pre-existing medical conditions

How to Buy Bali Travel Insurance from Reliance General Insurance?

1. Step 1 - Visit our website > Explore Products > Asia Travel Insurance

2. Step 2 - Enter the requested information regarding the type of plan, mobile number, travel destination, and so on.

3. Step 3 - Select the plan of your choice and click on "Buy Now" to proceed.

4. Step 4 - Check the premium quote and additional information regarding yourself and your travel companions, if any.

5. Step 5 - Pay the premium payment using one of the online digital payment methods.

6. Step 6 - Receive your Bali travel insurance.

Benefits of Buying Bali Travel Insurance Online

• When you buy travel insurance online for Bali, you benefit from instant policy issuance without any physical appointment or document submission.

• Buying insurance for Bali travel online provides complete flexibility to compare different policies without any hassle to choose the most appropriate plan based on your coverage needs and budget.

• The online insurance Bali policies are quick and convenient, as opposed to the traditional offline process that requires additional time and effort for physical submission.

• You can explore different online discounts when purchasing travel insurance for Bali online, reducing your premiums.

• Lastly, when you buy travel insurance online for Bali, you benefit from no hidden costs, as it offers complete transparency from start to end.

How to Raise a Claim under Bali Travel Insurance?

1. Step 1 - Inform us regarding the claim within 24 hours of the event's occurrence. You can do so by contacting our Claims Helpline.

2. Step 2 - Next, collect all the documents and evidence of the incident or emergency. This can vary depending on the type of claim. For instance, you must submit all the hospital and treatment bills, invoices, receipts, etc., for a medical coverage claim.

3. Step 3 - Now, submit the Bali insurance claim form and documents to us by uploading them on the Rcare or Europ Assistance Portal or couriering them to Europ Assistance's Mumbai office.

4. Step 4 - After proper evaluation, a claim decision regarding your claim application will be conveyed. If approved, the necessary benefits will either be settled directly with the parties involved in Bali or reimbursed in your registered bank account based on your Bali insurance travel policy limits.

Also Read -Documents Required to Register a Claim: Inland Travel

Travel Insurance Bali Cost Range

Your Bali travel insurance cost varies based on multiple factors related to the type of trip, coverage, medical conditions, and more. Let us discuss them in detail below -

1. Policy Coverage - The price of your travel insurance for Bali depends on the type of coverage and policy you choose. This is because each type of plan offers a different sum insured value for your needs. So, if you choose our silver plan, the premium will be lower than a gold or platinum plan.

2. Duration - Your trip duration also impacts the cost of Bali travel insurance, as longer trips require significantly more coverage than shorter trips.

3. Specific Medical Conditions - If you have any pre-existing medical conditions and require additional coverage, your policy cost will be higher than for someone who only requires basic coverage for emergencies.

Tips to Buy Best Travel Insurance for Bali?

Assess Your Coverage Needs

The first tip is to carefully assess your coverage needs based on age, medical conditions, travel companions, trip itinerary, and other specifications. This assessment will help you determine what kind of policy coverage and inclusions you must choose for maximum protection.

Compare Policies

The next tip is to ensure a thorough comparison between different travel insurance plans for Bali. By comparing different plans, you can determine what each plan offers and the premium quotes for each to choose the best travel insurance to Bali tailored to your requirements.

Read Policy Fine Print

Understanding the policy wordings by reading the fine print is also necessary to avoid last-minute claim rejections due to incomplete information. Thus, you must check the policy document in detail and understand the limits and policy exclusions to make an informed decision.

Assess Online Convenience

You must also assess the online convenience available with different insurers. This ensures you benefit from quick and hassle-free policy purchases, extensions, and claims. Moreover, as online processes have reduced or zero administration costs, you can explore cheap travel insurance Bali plans with minimal effort.

Choose Insurer Carefully

Another important tip for choosing the best travel insurance plan for your Bali trip is to assess the insurer's services and claim settlement ratio.

You must pay attention to the insurer's market image by reading customer testimonials and reviews to determine the effectiveness of their claim settlements. Moreover, check for customer support, as it is crucial for emergencies.

Also Read -

• Top Tips To Apply Travel Insurance For A Peaceful Air Travel 

• How to Avoid Travel Insurance Scams

Bali Visa and Entry Information

Is There a Bali Visa on Arrival for Indian Citizens?

Travellers can avail themselves of a Bali visa-on-arrival so that Indian citizens can stay on the island for 30 days. You can extend this visa for 30 more days if required, and if you are travelling and staying in Bali for less than 30 days, such as a week, you are permitted to enter the country with any visa obligation.

Types of Visas for Bali

Application Process for Bali Visa

You can now use the e-visa facility to apply for any of the visas mentioned above. However, you must remember that the application for a Bali visa must be submitted by a sponsor (travel agent or company) on your behalf.

1. Visit the ​official website of the Ministry of Law and Human Rights Directorate General of Immigration.

2. Click on "Apply" on the main page and select relevant answers to each question from the dropdown menu. The questions will include information about the travelling country, the main purpose of the visit, the stay duration, and the visa category.

3. After selection, click on "Detail and Login" to proceed.

4. Click on "Apply" and create an account to start your application process.

5. After creating an account, you can apply for the applicable visa, upload the necessary documents, pay the visa fee and track your application status.

6. If your visa application is approved, you will receive an email confirmation for the e-visa on your registered email address.

Documents Required for Bali Visa

1. An Indian passport with a validity of at least six months and two blank pages.

2. Flight tickets to and from Bali or onward destination (for transit).

3. Proof of visa application fee payment.

4. Two clear passport-size photographs on a white background.

5. Proof of funds - bank statements of three months, payslips, etc.

6. Proof of accommodation.

7. Clear trip itinerary.

8. A cover letter stating your purpose and duration of visit.

9. Invitation or sponsor letter (for a work visa).

10. Letter of admission (for a student visa).

11. Letter from a sponsor (for family visits in some cases and government work).

Embassy of Indonesia in India for Bali

Tips to Avoid Bali Visa Rejections

• Ensure the correct details on your visa application form.

• Choose the right visa category before applying for a visa.

• Collect and cross-check all the supporting documents for the chosen visa category to avoid any gaps.

• Pay the visa fee on time.

• Clearly state the purpose of your visit and stay in Bali.

• Keep sufficient funds in your bank account.

• Book the flight tickets in advance.

Also Read -Visa Rejections: Common Reasons and How to Avoid Them

Best Time to Visit Bali

Money-Saving Tips for Bali

• Choose alternative accommodation like hostels, guesthouses, Airbnb, or service apartments instead of luxury resorts.

• Use ride-sharing apps like Gojek or Grab to get discounted transportation deals while exploring Bali.

• When travelling around the island for short distances, opt for Bemos, also known as minibuses, as they are cheaper and quicker.

• Be flexible with your travel dates to avoid booking during the peak season and reduce booking expenses.

• Include free activities like temple visits, beach trips, and hikes in your trip itinerary to go around Bali without spending too much money.

• Bargain freely at local shops and markets for cheaper deals on clothes, shoes, bags, etc.

• Try authentic street food to save money without compromising taste.

Year-Round Essentials for Bali

1. Universal Adapter - Invest in a universal adapter to charge all your electronics without any hassle.

2. Reusable Bottle - You must include a reusable bottle in your Bali packing list to keep yourself hydrated without spending too much money on new bottles every day.

3. Sun Protection - Another Bali travel essential is sunscreen with a high SPF. Bali has sunny days all year round, so pack this item to avoid sun damage.

4. Personal Documents - Keep clear copies of all your documents as backup for emergencies.

5. Packing Tips - You must pack a lot of swimwear for Bali, especially if you plan on exploring the beaches. In addition, you need to pack breathable clothes to suit the sunny weather and a light jacket for evenings, if required.

6. Money Hacks - Avoid carrying too much currency in cash to reduce the risk of theft. Moreover, as part of the necessary travel checklist for Bali, you must buy a local SIM card to make calls and use the internet to move around Bali.

Bali Safety and Precautions

1. Drink only bottled water.

2. Avoid leaving your drinks and food unattended.

3. Do not travel using unmarked cabs.

4. Avoid going out alone, especially at night time.

5. Keep your belongings and money in a backpack or crossbody bag to reduce the risk of petty crimes.

6. Be very careful of the designated swimming areas to avoid high tides and other potential water emergencies.

7. Dress appropriately at religious sites to avoid fines and offending locals.

8. Memorise and save the emergency number for Bali. These include-

   • ​Police - 110

   • General Emergency - 112

   • Ambulances - 118 and 119

   • Natural Disaster Assistance - 129​

Also Read -Travel Checklist Part 2 - Things to Know Before You Travel

Popular Destinations in Bali

1. Ubud

2. Kuta

3. Mount Batur

4. Bali Swing

5. Tegallalang Rice Terraces

6. Ayung River

7. Bali Safari Marine Park

8. Nusa Lembongan

9. Pura Tita Empul

10. Seminyak

11. Sacred Monkey Forest Sanctuary

12. Uluwatu Temple

13. Nusa Dua Beach

14. Tegenungan Waterfall

Best Things to Do/Experience in Bali

1. Book a Spa - Pamper yourself with a luxurious spa day at Nusa Dua, Ubud, or Seminyak and witness the traditional massage techniques adopted in the Balinese culture.

2. Enjoy Bali Swing - One of the best sightseeing places in Bali is the Bali Swing. Go to Ubud, Bongkasa, or Tegalalang, and immerse yourself in the breathtaking scenery while on a swing. Moreover, it makes for the perfect tourist spot to capture stunning pictures.

3. Water Adventures - Bali is surrounded by water all around, making it a perfect destination for water sports and adventures. Book a snorkelling experience to witness the coral reefs, surf around Canggu and Kuta, enjoy white water river rafting at the Telaga Waja River, or take a banana boat ride at any of the beaches.

4. Explore Bali Nightlife - Bali is home to some amazing bars, clubs, and restaurants, such as Potato Head, Finns Beach Club, Ku De Ta, Sky Garden, and Rock Bar, that provide the perfect opportunity to enjoy your night with exquisite cocktails and stunning backdrops.

5. Try Local Food - You must try the Balinese cuisine. The famous Nasi Goreng, Babi Guling, Satay, and Pisang Goreng are some of the must-try dishes in Bali and can be easily found at every nook and corner.

6. Bargain and Shop - Bargaining is very common in Bali. You can visit markets like Sukawati Market, Ubud Art Market, and Kuta street vendors to find discounted deals for all your shopping needs.

Frequently Asked Questions On Bali Travel Insurance

Does Bali travel insurance cover medical evacuation?

Yes, medical evacuation is available with our travel insurance plans for Bali to ensure you reach the nearest medical facility or India on time in case of medical emergencies.

Can I extend my Bali travel insurance?

Yes, you can extend your Bali travel insurance by submitting a Good Health Declaration Form and Extension Form. For an instant solution, you need to submit these forms at our nearest branch.

What is the Bali visa processing time?

The standard visa application processing time for most visa categories is 5 to 7 days. However, this timeline can be extended in some cases based on additional documentation requirements and other application gaps.

Disclaimer: *T&C apply. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708. Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy– Platinum Plan. Total loss of checked baggage: The maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of the applicable Sum Insured and per item in baggage max 10%. Customer count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.