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Picture this – you’re about to set off on an exciting holiday. You’ve got your travel visa, your tickets, hotel bookings and everything else in order. You land at your destination and find that your luggage has been misplaced. Or worse, you’re the victim of theft and you are left in a foreign country without your passport or any cash! Dealing with these situations can be expensive and difficult – especially if you’re in a country where you don’t speak the language. But that’s precisely why travel insurance is so crucial!
Before buying a health insurance policy, you should read all the features and terms and conditions of the policy to avoid future consequences.
You should also check policy whether it is giving you a tax benefit under section 80D of the Income Tax Act or not, and if yes then how much.
Before going ahead, you need to thoroughly check the policy to assure about the room or ICU rent during hospitalization before buying a policy
Before buying health insurance, you should check the claim settlement percentage of a company and the process which it follows before raising the funds.
Starts at just ₹200/ Day
Though it is simple to buy car insurance online is a simple affair, there are certain aspects that you should keep in mind when making the purchase
Firstly, you should select the type of policy that you need for your car. A comprehensive policy proves to be the best car insurance plan. It is always recommended given the wide scope of coverage that it offers.
Each and every claim you make will be covered.
Below is a list of things/instances that are not covered under the standard Travel insurance policy
Any claims of incidents or accidents when the insured was intoxicated cannot be submitted.
Any loss or damage arising out of a mechanical or electrical breakdown is not covered under the policy.
It is the default setup. No coverage is provided for the usual wear and tear that a car undergoes because of ageing and usage.
It is illegal to drive without a valid driving licence. No claims will be covered if the car undergoes any damage while being driven by a non-licensed person.
Though it is simple to buy Travel insurance online is a simple affair, there are certain aspects that you should keep in mind when making the purchase
Firstly, you should select the type of policy that you need for your car. A comprehensive policy proves to be the best Travel insurance plan. It is always recommended given the wide scope of coverage that it offers. However, if your car is very old or you do not use it much, you can opt for third-party coverage and fulfil the basic legal mandate of driving your car.
Firstly, you should select the type of policy that you need for your car. A comprehensive policy proves to be the best car insurance plan. It is always recommended given the wide scope of coverage that it offers. However, if your car is very old or you do not use it much, you can opt for third-party coverage and fulfil the basic legal mandate of driving your car.
Below are the documents that you need to keep handy when claiming for reimbursement. However, do read the policy terms and conditions carefully, in order to avoid missing out any important document.
You can register your claim by making a video inspection using the Self i App or you can call (022) 4890 3009 (Paid Number)
You will have to submit details and documents such as the registration number, policy number, car and model type etc
After submitting the documents, you will have to wait for the claim to be evaluated and approved. You can check the progress of the process.
After the claim is approved, it will be settled, that is, you will be covered for the loss or the damage that happened.
Your claim service is awesome. Web site is also easy to use. I did claim intimation and it got process in time without any hassle. I will rate your services 10/10. Good Experience.
10 October 2021, Varanasi
A pre-existing disease is a condition, ailment, or injury that already exists at the time you buy a health insurance policy and these PEDs are generally excluded from the policy coverage for an initial waiting period. It could be diabetes, hypertension, thyroid, asthma,etc
