Travel Insurance for Bhutan

A sovereign country in South Asia, Bhutan is also known as the 'Land of Thunder Dragon'. Simple yet mesmerising, the land of Bhutan somehow manages to touch your soul, balm it with peace and even mend the broken heart. The breath-taking views, the natural climate and the majestic monasteries describe the beauty of this gorgeous country in its purest form.

Exploring Bhutan can be a magnificent experience, which you will never forget. So, pack your bags and get ready for an unforgettable experience. But, don't forget to cover your trip with comprehensive holiday travel insurance for Bhutan. A travel insurance policy not only protects you against unforeseen incidents but also offers peace of mind while you are on the foreign land.

In this blog, we will discuss everything you need to know about travel insurance Bhutan, including its significance, benefits, features and more!

Why Do You Need Travel Insurance for Bhutan from India?

Bhutan is a wonderful holiday destination with plenty of unique experiences to offer visitors and thrill seekers.

Whether you are in Bhutan or some other country abroad, emergencies can take a toll anywhere and anytime. The best way to deal with such unforeseen events is to get Bhutan travel insurance to financially secure your trip.

Here are some reasons to purchase Bhutan travel insurance:

Legal Requirement

Travel insurance is mandatory for all visitors to Bhutan. Any failure to provide a valid insurance certificate can lead to denial of your entry into the country. Simply put, having Bhutan travel insurance is not an option; it is a legal requirement you must adhere to.

Medical Urgency

Health-related emergencies on a trip to Bhutan are common due to sudden changes in the climate and terrain. With travel insurance, dealing with such medical scenarios becomes easy.

The right travel insurance plan offers benefits such as cashless hospitalisation that allows you to access quality healthcare in Bhutan without paying hefty expenses out of your pocket.

Lost or Stolen Baggage

Events like loss or theft of baggage or any other personal belongings can jeopardise your trip and create a lot of inconvenience. The best Bhutan travel insurance offers coverage for loss of belongings that helps you recover the losses and continue your trip without any stress.

Adventure Activities

Adventure activities like hiking and trekking are a must on a trip to Bhutan. While these offer a lifetime experience and an adrenaline rush, there is always a risk of accidents and injuries.

At this point, having Bhutan travel insurance becomes a necessity as it offers coverage for personal accidents and even death.

Emergency Evacuation

Travel insurance for Bhutan is necessary in the event of a medical crisis when you need to be evacuated and transported to your homeland. The plan and insurance provider provide you with complete support during such unfavourable scenarios.

Trip Cancellation and Delays

Having Bhutan travel insurance is necessary to protect your financial investment in the event of trip cancellation and delays.

It allows you to get back your prepaid and non-refundable travel expenses, such as flight fare, hotel bookings, etc., in case your holiday is cancelled due to a covered scenario.

Bhutan Travel Insurance Types

Benefits of Buying the Best Travel Insurance for Bhutan

Financial Safety

Bhutan travel insurance provides you with financial safety by covering your unforeseen expenses arising from a range of events such as hospitalisation, trip interruptions, accidents, theft, loss of belongings and more.

Cashless Hospitalisation

Cashless hospitalisation is the biggest advantage of having holiday insurance in Bhutan. It allows you to access quality healthcare at trusted healthcare facilities in Bhutan without worrying about the expenses.

Coverage for Trip Cancellation

Bhutan travel insurance helps you recover your prepaid and non-refundable payments in the event of trip cancellation due to various reasons such as poor health, accident/injury, family crisis and so on.

Legal Assistance

If you end up causing damage or loss to a local or their property in Bhutan, your travel insurance helps you compensate the third party for their losses and also covers the legal expenses incurred due to such liabilities.

Worry-free Journey

Above all, travel insurance for Bhutan allows you to travel worry-free and explore Bhutan to the fullest without worrying about any unforeseen risk and the financial burden associated with it.

Reliance Bhutan Travel Insurance

Your search for the best travel insurance for Bhutan ends at Reliance General Insurance!

Reliance Bhutan travel insurance empowers you to deal with financial risks during your trip to Bhutan. Our Bhutan travel insurance plans are tailored to offer comprehensive coverage for various unforeseen events with potential to ruin your travel experience.

Our plans cover scenarios such as trip cancellations, medical emergencies, loss of baggage, accidental injuries and even death to keep you away from financial challenges.

In addition, our travel insurance policies for Bhutan comes with Covid-19 coverage that lets you avail timely medical attention after getting in contact with the deadly coronavirus.

By purchasing your international travel insurance from Reliance General Insurance, you get assurance of 100% claims settlement*, affordable premiums, extensive coverage and instant policy purchase without any medical screenings.

Get your quote NOW!

Features of Reliance Bhutan Travel Insurance

Below are the main features of Reliance Bhutan travel insurance:

Reliance Bhutan Insurance: Inclusions & Exclusions of Bhutan Travel Insurance

Inclusions

Our travel health insurance Bhutan comes with the following inclusions:

• Medical emergencies (including transportation and medical evacuation)

• Acute anaesthetic dental treatment

• Trip cancellation

• Total loss or damage of checked-in baggage

• Loss of passport

• Accidental death

• Personal accidents

• Personal liabilities

• Plane hijack

• Compassionate visit

• Daily hospital allowance

• Repatriation of mortal remains

Exclusions

Our travel medical insurance for Bhutan does not offer coverage for damages and/or losses incurred due to the following events:

• Undeclared pre-existing conditions.

• Travelling against the advice of a doctor.

• War and nuclear attacks

• Partial loss of check-in baggage

• Damage to the contents of check-in luggage

• Self-inflicted harm or injuries

• Passport loss due to your negligence

• Mental illness

• HIV-AIDS and other sexually transmitted diseases

• Violation of regulations

Eligibility Criteria to Buy Reliance Bhutan Travel Insurance

How to Buy Travel Insurance for Bhutan?

• Step 1: Go to our Asia Travel Insurance page and select your upcoming travel type from the given options: individual, family or annual multi-trip.

• Step 2: On the following screen, provide your travel details such as region, travel dates, date of birth, mobile number and email address. Once done, click on "Check Quote".

• Step 3: Pick a suitable travel insurance plan from the given options and check the premium details.

• Step 4: Once satisfied, click "Buy Now" to complete your purchase.

• Step 5: That's it. After you make the premium payment, your policy will be sent to your registered email address in a secure and paperless way.

Benefits of Buying Travel Insurance Online for Bhutan

Instant Buy

No need to book appointments with your insurance agents and go through the time-consuming policy purchase process.

Purchasing travel insurance online for Bhutan takes only a couple of minutes. You can buy Reliance insurance for Bhutan travel through our website or Self-i mobile application.

No Medical Screening

To buy travel insurance online for Bhutan, you are not required to undergo any pre-medical examination (if you are up to 45 years of age). You can buy a suitable policy directly without facing any such requirement. This, again, saves a lot of time and effort.

Zero Paperwork

Online travel insurance purchases are paperless. Having paperless travel insurance for Bhutan ensures easy management of your policy. Plus, you don't have to constantly worry about losing your policy papers.

Informed Decision

Another benefit of buying travel insurance for Bhutan online is that it enables you to make informed decisions by comparing multiple plans online.

Cost-effective

Many insurance providers, including Reliance General Insurance, offer impressive discounts on buying travel insurance for Bhutan online through the official platform.

How to Claim Bhutan Travel Insurance?

Step 1: Intimate Your Claim

It is the first and the most critical step to ensure timely resolution of your claim. You must report the covered incident to Reliance General Insurance within 24 hours of its occurrence. You can do this by contacting our Claims Helpline.

Step 2: Avail Cashless Hospitalisation/Emergency Assistance Abroad

For benefits such as cashless hospitalisation and any other kind of emergency assistance, contact our emergency assistance abroad. Our team will help you avail the benefits.

Step 3: File for Reimbursement

For reimbursement of your covered expenses, you need to submit a complete claims form along with all the specified documents supporting your claim to our nearest branch.

You can do so after returning to India but before the expiry of your plan. Once your documents are received, our claims team will release your reimbursement amount upon successful verification of your claim.

Travel Insurance Bhutan Cost

The Bhutan travel insurance cost varies depending on several factors, such as policy type, stay duration, chosen coverage and others. Let's see how these parameters influence the cost of your travel insurance for Bhutan from India:

Type of Policy

Different types of Bhutan travel insurance plans come at different premiums due to varying coverage and benefits.

For instance, individual travel insurance offers dedicated coverage to a single person and hence comes at higher premiums. On the other hand, a family insurance plan is cost-effective but offers limited coverage and shared benefits.

Stay Duration

The duration of your stay in Bhutan also decides your travel insurance cost. For obvious reasons, longer stay durations attract higher premiums as compared to shorter stays due to increased travel risks and liabilities.

Sum Insured

The choice of your sum insured is another factor that determines your travel insurance Bhutan cost. Your premium rates will be higher if you opt for a higher sum insured.

However, it will ensure complete financial protection during your emergencies. On the other hand, lower sum insured will lead to low travel insurance costs but may not suffice for covering your financial risks.

Additional Coverage

You can customise your travel insurance for Bhutan by purchasing suitable add-ons with your policy.

These add-ons are the paid covers that enhance the coverage of your base policy. Note that having multiple add-ons/riders can increase your travel insurance Bhutan cost.

Tips to Buy Travel Insurance for Bhutan from India

Compare Multiple Plans

Before finalising travel insurance for Bhutan, it is highly advisable to compare multiple plans based on critical parameters such as premium, coverage, inclusions and exclusions, claims process, etc.

While this step takes a bit of time and attention, it will help you choose the best travel insurance for Bhutan according to your budget and requirements.

Choose Right Policy

Choosing the right policy is crucial for enjoying the travel insurance benefits. The reason behind this is simple: each policy is tailored to serve a different purpose.

For example, if you are a solo traveller, consider buying individual travel insurance. But if you are travelling with a group or family, consider investing in a suitable family or group insurance plan.

Select Adequate Sum Insured

Make sure to choose a sufficient sum insured to cover your requirements. The best way to do this is assessing your travel risks and coverage requirements and then selecting an adequate amount to cover those risks.

Understand Policy Wordings

Understanding policy terms and conditions is crucial to ensure reliable financial coverage. This also helps you avoid missing out on important features or benefits or your selected travel insurance plan.

So, go through the policy wordings carefully and read all the terms and conditions offered by your insurance provider.

Learn About the Claims Process

The claims settlement process of a Bhutan travel insurance plan is an important factor to check at the time of finalising your policy.

For an efficient claims settlement, look for a policy with higher claims settlement ratio and low turnaround time for the final settlement.

If you want to save some time and effort, explore Reliance travel insurance for Bhutan. Our plans offer all the above mentioned benefits and a claims settlement ratio of 100% for a quick resolution of your claims.

Bhutan Visa and Entry Information

Do Indians Need a Visa to Enter Bhutan?

Indians who want to visit Bhutan Do Not require a visa. This means you can visit Bhutan without having to apply for a visa prior to your journey.

However, you still need a mandatory entry permit to cross the Bhutanese border.

If you are travelling by road, you can get this "Entry Permit" from the Immigration Department of Bhutan in the Pedestrian Terminal at Phuentsholing. It is located on the India-Bhutan border opposite Jaigaon in West Bengal. For this permit, you must provide any one of the two documents: valid Indian passport or Voter Id card.

Note that this entry permit allows you to enter only Paro and Thimphu. If you want to go beyond these cities, you must seek a "route permit" from the RGoB Immigration Office in Thimphu.

Online Application Process for Bhutan e-Permit

If you are travelling to Bhutan by air, you can obtain an entry permit online in advance. It is a simple and quick process. All you need to do is follow the below instructions:

1. Visit the official website of the Department of Immigration Bhutan.

2. Create your account by entering personal details such as name, contact number, email, country, password, etc.

3. Add your entry permit application.

4. Add guest info if travelling with family or group.

5. Pay the specified fees.

6. Submit your application and download your entry permit.

List of Documents Required for Bhutan Permit

• Valid Indian passport (minimum validity of 6 months beyond your stay in Bhutan)

• Voter ID

• 2 Passport-size photographs

• Valid Travel Insurance

Embassy of India in Bhutan

Best Time to Visit Bhutan

Interesting Facts About Bhutan

• Bhutan is the one and only carbon-negative country in the world.

• Bhutan was isolated from the world until 1974.

• You won't find any traffic lights in Bhutan.

• Bhutan does not believe in the concept of GDP. It measures its progress in terms of happiness, Gross National Happiness (GNH).

• Plastic is banned in Bhutan.

• Only 8 pilots are qualified to operate flights to Paro.

• Bhutanese people love spices.

• Bhutan has never been conquered by an external ruler.

• Bhutan is the last country to introduce TV. There were no televisions until 1990.

• Healthcare and education are free for everyone in Bhutan.

• In Bhutan, refusing food for the first time is a sign of showing gratitude and respect. It is basic etiquette.

• The national sport of Bhutan is archery.

• Women are the heads of families in Bhutan.

Money-Saving Tips for Bhutan

• If you want to save on transportation, consider travelling to Bhutan by road. To do this, you need to reach Bagdogra (West Bengal) and take a taxi or cab to cross the Indo-Bhutanese border.

• Learn about local rules and restrictions to avoid hefty fines.

• Visit during the off-season to save on accommodations and other tourist activities.

• Travel in groups to share the trip expenses.

• Go for homestays and guest houses instead of high-end hotels.

• Eat local dishes for scrumptious and affordable meals.

Bhutan Travel Essentials: What to Pack for Your Bhutan Trip?

Clothing and Accessories

• Long pants and full sleeve shirts

• Jackets and sweaters

• Windcheater

• Cap

• Dresses and casual clothes

• Thermals (for extreme winters)

• Shawl

• Sunglasses

• Cap/Scarves

• Belt

• Pyjamas

Baggage

• Rucksack or duffle bag

• Trolley bag

• Wallet or handbag

Footwear

• Hiking boots

• Comfortable walking shoes

• Slippers

• Multiple pairs of socks (both woollen and normal)

Toiletries

• Soap, shampoo, conditioner

• Moisturiser, sunscreen, makeup essentials

• Mirror and comb

• Toothpaste and toothbrush

• Deodorant

• Lip Balm

• Napkins

• Sewing kit

• Sanitiser

• Small towel

• Personal hygiene products

Electronics

• Powerbank

• Mobile

• Charger

• Laptop

• Camera

• Adapter

• Headphones

• Tripod

Travel Documents

• Passport

• Voter ID

• Entry Permit

• Passport-size photos

• Travel insurance Bhutan

• Travel itinerary

• Proof of accommodation

• Other travel-specific documents

First Aid

• Prescription drugs (if any)

• Sanitiser

• Bandage

• Pain killers

• Pain relieving spray/balm

• Vitamins

• Anti-nausea tablets

• Diarrhoea medicine

• Antiseptic cream

• Dettol/any other disinfectant

• Cotton balls

• Candies for sore throat

Others

• Cash (Indian currency in denominations of ₹500 up to ₹25,000)

• Refillable water bottle

• Homemade snacks

• Energy bars

• Books/board games

• Guidebooks and maps

Tips for Precautions and Safety in Bhutan

• Learn about the local regulations and entry requirements.

• Have a reliable tour guide.

• Keep emergency numbers handy.

• Avoid exploring restricted areas.

• Be aware of the altitudes and give yourself some time to adjust to the height to avoid motion sickness.

• Drink plenty of water to avoid dehydration.

• Dress modestly, especially when visiting religious places like temples and monasteries.

• Follow road safety rules.

• Be friendly and polite towards locals.

Best Tourist Places in Bhutan

• Thimphu

• Paro

• Punakha

• Haa Valley

• Bumthang

• Gangtey

• Trongsa

• Wangdue Phodrang

• Lhuentse

Best Things to Do in Bhutan

• Plan a hiking trip to Tiger's Nest Monastery.

• Visit the Great Buddha Dordenma in Thimphu.

• Explore the National Museum in Paro.

• Enjoy Ema Datshi and butter tea along with other local delicacies.

• Participate in local Bhutanese festivals.

• Plan a trek to Druk Path.

Frequently Asked Questions On Bhutan Travel Insurance

Do I need travel insurance for Bhutan?

Yes. Travel insurance is a mandatory requirement for entering Bhutan from India.

Can I get coverage for trip cancellation with Bhutan travel insurance?

Yes. Our Bhutan travel insurance plans come with trip cancellation and interruption benefits.

How can you find the cheapest travel insurance for Bhutan?

You can find affordable travel insurance for Bhutan by comparing multiple policies and buying a suitable one online. You can also avail online discounts to lower your insurance costs.

What are the main exclusions of Bhutan travel insurance?

The common exclusions of our Bhutan travel insurance include any loss or damage due to scenarios like self-harm, violation of rules, planned hospitalisation, travelling against the advice of a doctor, STDs, war and nuclear attacks, etc.

Check out our policy documents for more information.

Disclaimer: *T&C apply. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708. Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy– Platinum Plan. Total loss of checked baggage: The maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of the applicable Sum Insured and per item in baggage max 10%. Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.