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Asia Travel Insurance

Switch to Reliance General Insurance. Trusted by 5 Crore+ Indians

Asia Travel Insurance

Asia Travel Insurance

  • No Paperwork
  • No Medical Check-up
  • 26 Countries 1 Policy
  • Cashless Hospitalisation Worldwide
Asia Travel Insurance
Plan Details

What is an Asia Travel Insurance Policy?​

An Asia travel insurance policy is a type of travel insurance coverage designed for people travelling to or within Asian countries. It helps you deal with unforeseen emergencies during your trip, be it baggage delay, medical hospitalisation, baggage loss, trip delays or passport loss. Suppose you are holidaying amidst the crystal-clear waters of Vietnam's Halong Bay. But suddenly you fall sick or lose your passport. An Asia travel insurance plan will help you deal with the financial implications of such contingencies.​

Reliance General Insurance offers one the best travel insurance for Asia plans in the market whether you’re looking for a 15-day trip or a month-long expedition. With premium starting at just ₹306*, our Reliance Travel Care Policy – Asia Plan provides financial coverage to travellers during their trip to Asia countries excluding Japan. It helps you in case you face adversities such as luggage loss or delay, passport loss, medical emergencies, medical hospitalisations, medical bills, accidental dental treatment and personal liability. We will ensure that you come back from your Asian trip with happy memories.​

Why Should You Buy Reliance Asia Travel Insurance Plan?

Asia is a beautiful continent with many exquisite countries like South Korea, Thailand, Singapore, Malaysia and China. Any travel plans here will create lifelong memories for you and your family members. But anything can happen when you’re visiting a foreign country. You could lose your passport or checked-in baggage or the airline may delay or accidentally misplace your baggage. Reliance Travel Care Policy – Asia Plan offers various coverages to help you deal with unforeseen events that may cause financial losses. Here are some of the covers offered by us under our Asia travel policy:

Compensation for Baggage Delay or Loss

Our travel policy for Asia covers you in case your checked-in baggage is delayed or lost by the airline. We provide compensation of up to USD 100 to help you buy necessary personal items like medication, toiletries and clothing if your luggage is delayed by more than 12 hours. Additionally, we offer up to USD 200 to help with the expenses incurred in the event of the total loss of checked-in baggage.

Passport Loss Support

You don’t have to panic if your passport gets lost or stolen during your Asian adventure. Our travel insurance plan offers a passport loss cover that gives you a reimbursement of up to USD 100 to deal with expenses incurred for obtaining a duplicate or fresh passport.

Financial Emergency Assistance

If you ever lose your travel funds because of unlucky events like theft or mugging, we’ll be there for you. Our travel insurance plan offers financial emergency assistance of up to USD 500 to help you resume your international travel trip without any detrimental impact. Note that you can avail this cover only if you have reported the loss of travel funds to the police within 24 hours of the occurrence of the incident.

Reimbursement for Trip Delays

Our travel insurance policy provides reimbursement of up to USD 30 per day* for any expenses incurred in case your trip is delayed for more than 12 hours from the scheduled time due to airline problems, medical problems, death of a family member, personal employment problems or natural disasters. Remember to submit the receipts for all the incurred expenses during the claim process to get the reimbursement.

Medical Emergency Cover

We don’t want anything to dampen your Asia trip excitement – not even medical emergencies. Our travel insurance for Asia offers a medical cover of USD 30,000* to take care of the financial costs related to diagnostic tests, emergency medical hospitalisation, medical bills, medical evacuation to India and transportation of the mortal remains.

Cover for Personal Liabilities

We know you won’t intentionally hurt or cause harm to someone. That’s why we offer a personal liability cover to provide compensation of up to USD 10,000 for any accidental third-party injuries or property damages caused by you.

Hijack Distress Allowance

Our travel insurance for Asia offers a hijack distress allowance of USD 60 per day*​ if your flight is hijacked for more than 12 hours.

Note: The coverages and sum insured will vary as per the plan opted. Please read the policy wordings, brochures and prospectus for complete details on coverages.

Features of Reliance Asia Travel Insurance Policy

Covers Reliance Asia Standard (in USD) Reliance Asia Silver (in USD)

Medical Expenses including transportation, evacuation and repatriation of mortal remains

25,000

30,000

Dental Treatment

500

500

Personal Accident

7,500

7,500

AD - Common Carrier *

2,500

2,500

Loss of Passport

100​

100

Total Loss of Checked-in Baggage *​

200​

200

Delay of Checked-in Baggage

100

100

Trip Delay

25 Per Day (6 days max)

30 Per Day (6 days max)

Personal Liability

10,000

10,000

Financial Emergency Assistance

500

500

Hijack Distress Allowance

50 Per Day (7 days max)

60 Per Day (7 days max)

Note: The above table provides information for Reliance Travel Care Policy – Asia Plan The covers mentioned above are subject to deductibles. Please read policy wording, brochure and prospectus for more information.

What’s Covered Under Our Asia Travel Insurance Plan?

  • Acute anaesthetic treatment of a natural tooth or teeth during a trip

  • Emergency medical evacuation to India

  • Total loss of your check-in baggage by a common carrier

  • Cost of obtaining a fresh or duplicate passport in case of a lost passport

  • Compensation for death or permanent disability due to an accident, within 12(twelve) calendar months of occurrence of such injury

  • Expenses incurred for the purchase of toiletries, clothing and medication in case luggage is missing for more than 12 hours

  • Expenses incurred while transporting the insured's mortal remains back home or towards burial abroad in case of an untimely demise

  • Expenses incurred if a trip is delayed for more than 12 hours due to airline, medical, personal employment problems or natural disasters

  • Compensation for a third party in case your involuntarily actions result in someone's demise, cause someone injury or damage to health or property

  • Facility to provide you emergency financial assistance in case you lose travel funds due to theft

  • Special distress allowance if your plane is hijacked for more than 12 hours

Note: Please read the policy wording for the full list of inclusions.

What’s Not Covered Under Our Asia Travel Insurance Plan?

  • Expenses incurred if you are travelling against the advice of a physician and have to be hospitalised; receiving or are on a waiting list for specified medical treatment; travelling to receive treatment abroad; have been given a terminal prognosis for a medical condition

  • Expenses incurred due to suicide; self-inflicted injuries or illnesses; mental disorder; anxiety, stress or depression; Venereal diseases; Alcohol/drug abuse; and HIV/AIDS

  • War or nuclear threat in the country where you are travelling

  • Any emergency financial assistance claims made after you've returned to India

  • No partial loss or damage in case of loss of baggage

  • Claims arising out of non-disclosed and non-declared pre-existing medical conditions

  • Any issues faced due to theft or loss of passport when left unattended or if you don't report the loss to local police authorities

  • Life-threatening conditions covered only arising out of disclosed pre-existing diseases, which are mentioned in the policy schedule, for people up to 70 years of age. Customers need to declare all pre-existing diseases while taking the Asia travel insurance policy

Note: Please read the policy wording for the full list of exclusions.

How to Buy an Asia Travel Insurance Online?

It is very simple to buy a travel insurance policy from Reliance General Insurance. Just follow the below steps to get the best travel insurance for Asia:

  • Step 1: Scroll up and enter details including traveller type your travel destination, date of birth, mobile number and email ID.

  • Step 2: Check the sum insured, select the plan you want and click on ‘Buy Now’.

  • Step 3: Check the premium and enter the personal details of the traveller(s) such as passport number and nominee details.

  • Step 4: Complete payment and secure your upcoming trip.

Who Should Buy An Asia Travel Insurance Policy?

Individuals

Love to travel solo? Buy an Asia travel insurance plan online to secure yourself against unforeseen contingencies that may ruin your vacations or sightseeing tours. Don’t let a lost passport or delayed luggage stop you from making the most of your Asian adventure.

Frequent Fliers

Are you someone who travels a lot within Asia due to work or leisure? You can benefit a lot by purchasing Asia travel medical insurance online that provides coverage for untoward events like passport loss, baggage delays or loss, trip delays, medical emergencies and more.

Senior Citizens

Suppose you are more than 60 years old and want to explore the beautiful sceneries within the Asian continent. Then you need to buy Senior Citizen Travel insurance plan to cover yourself against the financial burden associated with sudden health-related issues and medical expenses.

How to File an Asia Travel Insurance Claim?

Register Claim

You or your family need to intimate Reliance General Insurance within 24 hours of the occurrence of the claim.

Claim Settlement

To avail cashless facility, call the Help Line of Emergency Assistance Service Provider given in your Policy Schedule with the necessary details. For reimbursement, submit the duly filled claim form along with the hard copies of all the required documents at the below-mentioned address:

Europ Assistance India Pvt Ltd.
7th Floor, Star Hub, Bldg No. 2,
Near ITC Maratha Hotel,
Sahar, Andheri East,
Mumbai – 400 059, India

Documents Required to File a Claim

1. You need to complete the KYC Process as per the AML/CFT Guidelines issued by IRDAI. You also need to submit PAN/Form 60 along with the below-mentioned documents for your international travel insurance claim.

2. You need to submit the original ticket/boarding pass, a copy of the passport indicating the travel dates and the completed claim form for every claim.

3. You also need to submit original bills/vouchers/reports and discharge summary for all claims.

4. You have to submit an official death certificate and a physician's statement giving the cause of death to avail reimbursement of the costs of transporting the mortal remains of the Insured/Insured Person to the Republic of India or of costs of burial abroad.

5. For claims related to lost passport, you have to submit a Police Report obtained within 24 hours of the Insured/Insured person becoming aware of the theft along with the original bills/receipts of expenses incurred for new/fresh passport.

6. A Property Irregularity Report or other report is usually issued by the common carriers in the event of loss of checked-in baggage. A letter from the airline will also need to be submitted stating the compensation, if any received from them for the lost baggage.

7. In case of claims related to personal liability, you need to submit proof of judicial decision rendered by a Court.

8. For claims under financial emergency assistance benefit, the police report filed within 24 hours of becoming aware of the robbery needs to be submitted.

For a complete list of applicable claim documentation please click here

Want to extend your trip? Take a look at this:

If your holiday is extended for any reason, we recommend that you extend your travel insurance policy. It is always better to be safe than sorry! Download and fill the Extension Form with Good Health Declaration Form & visit the near​est branch.

Disclaimer: *T&C apply. Details mentioned here are for Reliance Travel Care Policy: Asia Plan, UIN: RELTIOP08002V010708. Premium: The premium mentioned is excluding taxes for a medical sum insured of $25,000 for an Individual of 20 years on an Asia trip of 4 days. This is applicable for Asia plan only. Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy: Asia Silver Plan. Total Loss of Checked-in Baggage: Maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of applicable Sum Insured and per item in baggage max 10%.

Relevant Links for Travel Insurance

Travel Insurance | International Travel Insurance | Student Travel Insurance | Senior Citizen Travel Insurance | Multi Trip Travel Insurance​

Travel Insurance for Top Destinations

USA Travel Insurance | Thailand Travel Insurance | Dubai Travel Insurance | Canada Travel Insurance | Schengen Travel Insurance | Singapore Travel Insurance | Vietnam Travel Insurance | Travel Insurance United Kingdom | Bali Travel Insurance | Australia Travel Insurance | Malaysia Travel Insurance​​

Benefits

​What paperwork is required for buying travel insurance?

For your convenience, our application procedure is short and simple. All you have to do is submit this form, completely filled, along with the cheque for the premium. However, if you are a senior citizen (60 to 70 years old), you will need to undergo a medical test and submit the medical report with the form.

How can I cancel my policy?

To cancel your policy, all you have to do is submit a letter at any of our branch offices. Once we receive a written request from you, your policy will be cancelled within one day.

Will I get refund if I cancel my policy?

​The policy bought online will be cancelled and the amount refunded on a pro-rata basis provided no claims have been made subject to minimum 30 days left for the policy to expire.

How many times can we extend the policy in one year duration?

​You can extend the policy any number of times provided the total duration of the policy is less than or equal to 360 days

If the customer returns home earlier than planned, can he/she get a partial refund on travel insurance?

​Yes, we refund part of your premium if no claim has been made on any part of your policy and there is more than 30 days left from the expiry date.

What kinds of risks are covered under travel insurance policy?

​International Travel Insurance covers you for most medical and financial requirements and offers some additional assistance in case of any emergencies while travelling.
Any basic travel insurance policy will cover you for:

  • Emergency medical assistance
  • Baggage insurance
  • Personal accident

Apart from these, you can opt for covers like:

  • Dental treatment
  • Financial emergency
  • Compassionate visit
  • Sponsor protection
  • Trip delay, cancellation and interruption
  • Loss of passport
  • Home burglary insurance
  • Personal liability, etc.

What kinds of risks are covered under travel insurance policy?

​


Reliance Travel Care Policy covers you for most medical and financial requirements and offers some additional assistance in case of any emergencies while travelling.
Any basic travel insurance policy will cover you for:

  • Medical Expenses Including Transportation, Evacuation And Repatriation Of Mortal Remains
  • Personal accident

Apart from these, you can opt for covers like:

  • Dental treatment
  • Financial emergency
  • Compassionate visit
  • Delay / Total loss of checked in baggage ​​
  • Trip delay, cancellation and interruption, Missed connection
  • Loss of passport
  • Home burglary insurance
  • Personal liability
  • Accidental Death  - Common carrier​

What benefit will I get from this insurance in case of a medical emergency?

If, by any stroke of fate, you have a medical emergency that requires you to be hospitalised, tested or examined by a doctor while travelling, you will have the option of using the cashless service at a hospital or get a reimbursement on the expense. It goes without saying that the expenses will be up to the maximum amount mentioned in your policy.

What liabilities / risks are covered in my travel policy?

​Depending on the policy and additional covers you take, a travel policy could cover you for liabilities or risks like:

  • Medical expenses
  • Emergency medical evacuation
  • Transport of mortal remains
  • Dental treatment
  • Loss of passport
  • Total loss of checked-in baggage
  • Delay of checked-in baggage
  • Personal accidents
  • Accidental death & dismemberment
  • Personal liability
  • Daily allowance in case of hospitalisation
  • Financial emergency assistance
  • Hijack distress allowance
  • Trip delay
  • Trip cancellation and interruption
  • Missed connections
  • Compassionate visit
  • Home burglary insurance

I am not a professional sports person. But I do play some sports like golf and cricket. Am I covered for these sports? What if I meet with an accident while ballooning / gliding?

Our insurance policy doesn’t have any specific cover that takes care of sporting interests. In case you meet with an accident while playing leisure sports, provided it’s not part of a competitive event, you can use the personal accident cover of your policy.

However if you are involved in extreme sports like bungee jumping, mountaineering, air gliding or ballooning, and meet with an accident, then the policy won’t cover you. Here’s a complete list of hazardous activities which are not covered under the basic policy.

Does the policy cover for dental treatment?

Yes, it does. We will reimburse you for expenses incurred on acute anaesthetic treatment of a natural tooth or teeth.

How will my policy help me if I lose my passport?

​In case you do lose your passport, your policy will reimburse you for actual expenses necessarily and reasonably incurred to get a duplicate or fresh passport.

However, the policy will not cover you if your passport. . .

  • is confiscated or detained by customs officials, police offers or police authorities.
  • Is lost on account of it being left unattended or forgotten in a public place or transport, hotel, apartment or a private place or vehicle.
  • has been robbed and you have not reported the incident to the local police within 24 hours of the event. We will require a copy of the report when you make the claim.

What will happen if my baggage does not clear in time? Will my policy help me in any way?

Your policy provides a reimbursement for delay in transportation of checked-in baggage beyond 12 hours. This is valid across all travel destinations that are mentioned in your ticket, including all halts as well.
This cover for delay will not be available in the following cases:
  • If your baggage is lost, unless a Property Irregularity Report or equivalent report, issued by carrier, is procured and submitted.
  • If there is partial loss of the items contained in the checked-in baggage.
  • If items contained in the checked-in baggage, valued in excess of US $100, do not have appropriate proof of ownership.
  • If the valuables, money, securities, tickets and passes or any other item(s) are not declared,
  • If the losses are a result of delay, detention, confiscation by customs officials or other public authorities.
  • If the losses are incurred due to complete / partial damage of the checked-in baggage.
  • If the checked-in baggage is delayed on the inbound sector to India.
This amount will be up to a maximum, as mentioned in your policy.

What if a hand bag is lost while travelling by airline, will it be covered?

The loss of handbag is not covered. Your policy pays or reimburses only for a delay in transportation of checked-in baggage accepted by a common carrier by which you/ insured would be traveling. It is also mandatory that the common carrier has issued a baggage receipt for the trip.

Will my policy cover the expenses incurred while getting a new passport in India?

​Your policy will pay the necessary expenses incurred while obtaining a duplicate or fresh passport after coming to India. This will be up to the maximum sum insured mentioned in your policy.

How am I covered in case I meet with an accident and suffer injuries / any loss?

​This particular insurance policy will compensate you for any unfortunate outcomes / losses or any accidents that may happen when you travel. This compensation is different for various losses and is limited to the ‘sum insured’ as mentioned in the plan. To understand the benefits better click here.​​

If I suffer any loss while travelling by railway / ship in a foreign country, does my travel insurance policy help me in any way?

As long as you are travelling by an IATA certified carrier, you will be covered for any cases mentioned in your policy.

If I hire a car while travelling and meet with an accident, will the policy cover me?

​Your travel insurance has a personal liability cover that protects your liability under accidents that result in death, injury, damage to health or damage to the property of a third party. This also covers any hospitalisation expenses in case of any accidental injury.

In case I fall sick and need hospitalisation, will the policy cover me for all my expenses?

​Yes, it does. Your hospitalisation expenses will be covered in a quick and cashless manner. If you have been hospitalised for more than 2 consecutive days, you can even avail daily allowance.

In case I am short of cash, can I avail of Financial Emergency assistance?

​This is a special service that provides you, the insured, assistance in times of financial emergency that may arise only due to theft or robbery. In a situation where you are short of funds / cash, this cover will not be able to help you.

What if my flight is hijacked? Will my insurance policy be of any help?

​In case your flight is hijacked, your policy will compensate you, up to the maximum amount as mentioned in your policy, post the first 12 hours of hijacking.

What happens if the flight is delayed?

​In case your flight is delayed for more than 12 hours from the scheduled time, due to unforeseen circumstances like illness, death, delay due to bad weather, natural disaster, we will reimburse to you up to the maximum amount as mentioned in your policy.

My entire family is travelling with me for 2 months. My house is going to be locked. In case there is a robbery / theft or fire will the insurance policy reimburse us?

If you opt for the Home Burglary cover, your house and valuables are covered for burglary or attempted burglary, up to the limit of sum insured. Please note that the cover does not protect you from losses sustained due to fire or other perils.

As a student, if I fall sick and have to repeat a semester will my policy help me in any way?

If you opt for the ‘Study Interruption’ cover, it provides you compensation in case:
  • you are hospitalised for more than one consecutive month on account of any disease, illness, injury, terminal sickness or medical repatriation,
  • an immediate family member or your sponsor expires, leading you to discontinue your studies for the remaining part of the current semester, the tuition fee for which has been paid.

Is a student covered for delay in exams?

​A student travel insurance policy covers you for a specific period depending on your choice. If your examination is delayed, but it is still within this specific period, your insurance policy will cover you. In case your examination is delayed and this causes an unanticipated extension beyond the specified period, you can always extend your policy.

Is pregnancy or disease/complication arising out of pregnancy covered?

Unfortunately, we do not cover any complication arising from pregnancy. However, if any medical assistance is required to save the insured person's or the child's life, then on the advice of the ISOS the policy may cover you for hospitalisation charges.
​

If I sustain a loss on the last day of the policy and continue treatment abroad will the policy be automatically extended to cover the loss?

If you sustain any disease / illness / injury on the last day of your policy, you will need to inform ISOS immediately. In such cases, we will need to get a clearance from ISOS that the insured is unfit to return to India.

If a loss sustained during the policy period while abroad, and this results in death or disability after coming to India. Will this be covered?

In such a case, if the death or disablement occurs within 12 months from the date of the policy start, the company will process the claim as per terms and conditions of the policy in favour of beneficiary / nominee mentioned in the policy.

What is Accidental Death and Dismemberment-Common Carrier?

​Reliance Overseas Travel Insurance policy provides compensation for death or permanent disability due to an accident on any flight, ship or other common carrier.

What does this policy cover under Compassionate visit?

​If incase the insured is hospitalized for injury sustained and/ or illness contracted at any place during his/her trip, then the company provides the cost of travel and accommodation incurred for sending a relative or friend overseas for assistance of the insured.

What cover does Reliance Overseas Travel Insurance offers towards home and home contents?

​When you and your family are on a foreign tour, Reliance Overseas Travel Insurance covers your home/ home contents against burglary. The policy covers your home contents as per their market value. It protects your house and valuables from burglary and/or attempted burglary, up to the limit of Sum Insured. This cover does not cover losses sustained due to fire or other perils.

Are there any exclusions in the policy?

​Yes. Please read your policy document carefully to understand what risks you are covered for and what is not covered. Ensure, you have the cover you need.

Can the existing International travel policy be extended to cover domestic travel as well?

No, an international policy is not extendable for domestic travel. Any medical or accident policy that you may have, will cover you for the relevant benefits, while you are travelling within the country.

What are the modes of payment?

​Online payments definitely make life easier. At Reliance General Insurance, you can pay your policy premium in following ways:

  • Credit Card​
  • Netbanking
  • Debit Card using ATM PIN
  • Debit Card using 3D secure

We accept all Visa, Mastercard, American Express cards and other international credit cards.


How do I decide the scope of insurance I require while travelling or does the insurance company decide this?

You can decide on the scope of the insurance based on your financial needs. Factors you should take into account are the number of travel days, amount of premium you want to pay and the amount and type of risks you want to be covered for.

If we add, delete or substitute a member to an already existing corporate group what is the implication on premium?

​The corporate policy is designed to provide you convenience of usage. If you have opted for a short-term plan for a specific period of insurance and number of man-days, a float amount for your company would be created with us.

As and when an individual employee travels, his details need to be intimated to us. The premium amount, based on the employee's number of days of travel, age and some other details, would be adjusted in this float amount. Similarly, let us know as and when you add or delete a person, so we can adjust the float amount.

Are there any group discounts?

​Yes, we do give group discounts. The details are as follows:

 

No of PeopleDiscount
10-2010%
21 -5015%
51 and more20%


How does Reliance General Insurance settle its claims abroad?

We have appointed Europe Assistance India to facilitate claims services for all our customers. Since they have worldwide presence, you will receive prompt service and your claims will be settled quickly.

Does a claim have to be lodged or made in a specific time frame from the time of the accident?

​Ideally, you should intimate your claim to International SOS (ISOS) immediately. The maximum number of days it should take you to let us know is 30 days following the incident. Followed by the intimation, you need to submit complete, written proof of the loss along with the signed claim form to us within maximum 30 days from the date of loss.

Do I need to pay the doctor / hospital / service provider or will they bill the Reliance General Insurance?

​In case of OPD (Out Patient department) treatment, you will need to make the payment and then claim reimbursement from us.
In case of hospitalisation, we will settle the bills directly with the doctor/hospital/service provider if the claim is notified to ISOS and cashless facility is approved.

If, due to any circumstance, the cashless transaction is not approved, you will have to make a payment yourself and claim reimbursement after submitting necessary documents.

How long does it take to settle a claim?

Once we receive all complete written proof of loss along with the signed claim form; we will process the claim within 7 working days.

​What kind of documentation is required while making a claim?

The documentation will vary depending on the type of the claim. Here’s a comprehensive list of requirements for the various types of covers.
Medical & Emergency Expenses

  • Claim form with the surgeon's signature
  • Copy of your travel policy
  • Doctor's report
  • Original admission/discharge card
  • Original bills/receipts/prescription
  • Original X-ray reports/ Pathological/ Investigative reports
  • Copy of passport/visa with entry and exit stamp.

Loss of Baggage

  • Claims form
  • Copy of your travel policy
  • Copies of baggage tags
  • Copies of correspondence with the airline authorities or others about loss of checked baggage
  • Property Irregularity Report (obtained from Airline)
  • Details of compensation received from airlines/other authorities if any

Delay of Baggage

  • Claims form
  • Copy of your travel policy
  • Copies of baggage tags
  • Copies of correspondence with the airline authorities certifying the delay
  • Property Irregularity Report (obtained from Airline)
  • Original bills/receipts/invoices pertaining to expenses incurred/purchases made during the delay period.

Loss of Passport

  • Claims form
  • Copy of your travel policy
  • Copy of new passport
  • Copy of previous passport (if available)
  • Original bills/invoices of expenses incurred for obtaining a new passport
  • Copy of FIR/ Police Report

Trip delay / cancellation/ interruption/ missed connection

  • Claims form
  • Copy of your travel policy
  • Confirmation from the airlines clearly mentioning the scheduled arrival time and the actual arrival time
  • Copies of correspondence with the airline authorities certifying the delay
  • Medical reports and doctors statements if the trip is cancelled or interrupted due to medical reasons
  • Termination letter from the company if trip is cancelled or interrupted due to employment reason
  • Police report confirming the incident if the delay is due to any other insured events
  • Original tickets of the insured and the travelling companion indicating travel to the same destination for the same dates in case the cancellation or interruption is due to the sickness injury or death of a travelling companion
  • All the bills / receipts of reasonable additional expenses incurred and / or proof of cancellation charges levied by the carriers

Personal Liability

  • Claims form
  • Copy of your travel policy
  • A detailed statement mentioning details of the incident
  • Witness statements
  • Any other documents relevant to the incident including Summons Legal Notice etc.
  • Any other information you would like to share with us.

Hijack

  • Claims form
  • Copy of your travel policy
  • Full statement of the events in writing
  • Airline correspondence (copy of Passenger List etc.)
  • Copy of ticket/ Boarding Pass

Accidental Death

  • Claims form
  • Copy of your travel policy
  • Original Death Certificate
  • Copy of FIR/Police inquest report/Coroners report
  • Copy of Post Mortem report.

Dismemberment Case

  • Claims form
  • Copy of your travel policy
  • Copy of treatment papers along
  • Copy of FIR/Police inquest report/Coroners report

Financial Emergency Assistance

  • Claims form
  • Copy of your travel policy
  • Date of loss
  • Copy of FIR/ Police Report

Bail Bond

  • Claims form
  • Copy of your travel policy
  • A detailed statement
  • Court order stipulating the required amount as bail bond
  • Police report.

Sponsor Protection

  • Claims form
  • Copy of your travel policy
  • A detailed statement
  • Medical reports or doctor's statement giving the details of the sponsor and cause of death certificate of the sponsor

Please remember any medical statements from relations / spouse will not be accepted.

Compassionate Visit

  • Claims form
  • Copy of your travel policy
  • A detailed statement
  • Medical reports and certificate from the doctor confirming hospitalisation of the insured, reason of hospitalisation and duration of hospitalisation
  • Doctor's statement specifically stating the need for an attendants

Study Interruption

  • Claims form
  • Copy of your travel policy
  • A detailed statement.
  • Medical reports or doctor’s statement
  • Death certificate as a proof of the reason of study interruption (in case of death of immediate family members)
  • Receipts of the university fees paid

Please remember any medical statements from relations / spouse will not be accepted.

Home Burglary

  • Claims form
  • Copy of your travel policy
  • Copy of the FIR
  • List of items stolen along with year of purchase and value

Dental Treatment

  • Claims form
  • Doctor's report
  • Copy of your travel policy
  • Original medical bills/receipts

If there is no ‘Europ-Assistance India’ certified hospital where I stay, will there still be cashless settlement?

​You could get admitted to any registered hospital. If the claim amount is small we would advise you to pay it yourself and take a reimbursement when you come back to India. However, in case you do require it, you can request ISOS and they would provide you with the cashless facility.

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  • “Best Canada Travel Insurance Plans”

    After comparing travel plans for Canada, I found this one to be the best. Thanks for the free sim card.

    Pranay R7 February 2017, Coimbatore
  • “Best USA travel insurance plan”

    One of the best U.S.A travel insurance plans I have taken.

    Charvi B6 February 2017, Varanasi
  • “Inexpensive travel plan”

    The travel plan was inexpensive with maximum coverage.

    Vaibhav R6 February 2017, Nagpur
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