This add-on indemnifies the Insured for the medical expenses on In-Patient or Day Care Treatment including the expenses incurred on AYUSH Treatment. Accommodation Bonus shall be payable only if Insured undergoes Hospitalization for In-Patient Treatment

This benefit indemnifies the Insured Person on availing Ambulance services offered by a Hospital or by an Ambulance service provider.

This benefit pays reasonable and customary charges for the medical expenses incurred during Domiciliary Hospitalization, provided that the condition for which the medical treatment is required continues for at least three continuous and completed days

This benefit indemnifies for the medical expenses incurred during the Policy Year on Inpatient Treatment or Daycare Treatment or Domiciliary Treatment of listed Modern Treatment Methods like robotic surgeries

Coverage for pre and post hospitalization within the sum insured

This benefit indemnifies for the medical expenses incurred during Hospitalization, for any organ transplant surgery conducted on insured person during the policy year at par with the Sum Insured

On subsequent claim, one reinstatement up to 100% of Base Sum Insured for unrelated illness/injury, sub-limit of 20% of Base Sum Insured for related illness/injury.

This add-on provides an additional 20% of Base Sum Insured on same claim, in single hospitalization after exhaustion of Base Sum Insured under the Policy

This add-on provides Personal Accident Death cover to the Insured Person. If during the Policy Year, Insured Person sustains an injury from an Accident and causes death.

This add-on waives off renewal Policy Premium on diagnosis of listed Critical Illness

 This renewal benefit increases the Base Sum Insured by 33.33% for every claim free Policy Year, subject to a maximum of 100% of Base Sum Insured and decreases by 33.33 % of Base Sum Insured for every claim year

 After 4 continuous and consecutive claim free policy years, enhanced Sum Insured will be sum of expiring Policy's base sum insured and accumulated cumulative bonus

At the end of each completed and continuous policy year, a loyalty cover will be provided to the insurer under the policy.

This is a service benefit in which insured person can seek medical advice through telephonic or online mode

Cashless Claim - 1% of Delayed Claim Amount( for delay beyond 6 hours to 12 hours ),additional 1% for every additional delay of 6 business hours. Reimbursement Claim-1% of Delayed Claim Amount(for delay beyond 21 days to upto 42 days),additional 1% for every additional delay of 6 business hours. Maximum limit - 6% of Delayed Claim Amount

In the event of delay in the process of issuing a Policy beyond 10 Working days from date of receipt of all required and completed documents, we will provide a onetime additional amount. This benefit is applicable only for the first Policy Year.

This add-on waives off the condition that decreases the Cumulative Bonus(reward percentage) in case any claim is made in the immediate previous Policy Year.

On a coming claim, one can restore the Base Sum Insured on unrelated illness or injury, with a sub-limit of 100% of Base Sum Insured

This add-on pays the reasonable and customary expenses which are listed here (Annexure -A)

This add-on provides an additional 100% of Base Sum Insured which can be utilized on the same claim, after exhaustion of Base Sum Insured.

The add-on, enhances the Pre Hospitalization limit to 90 days and Post Hospitalization limit to 180 days

Air Ambulance services can be availed with a 7.5% of Base Sum Insured or Rs 5 Lakhs whichever is higher

This add-on indemnifies the Insured on availing registered Radio cab operator services. Upto Rs. 1000 per hospitalization

This add-on pays a lumpsum amount, if the Insured Person is hospitalized for a minimum period of 7 continuous and consecutive days for upto Rs. 1000

This benefit reimburses the cost of a diagnostic or preventive mediacal test at the end of each Policy Year.

We will cover the cost of a Typhoid, Hepatitis, or Anti-Rabies and other vaccines up to the amount specified in your optional cover.

Indemnifies you for medical expenditures related to the correction of refractive error in your eyes.

We will cover you for the costs of obtaining a second opinion from a medical practitioner.

You will have the option of increasing your coverage for modern treatment procedures by up to 100% of the sum insured.

Medical expenses for home therapies in case of an emergency or according to requirement are covered if prescribed by a doctor.

The person who stays with you while you are being treated at a hospital is paid a set daily fee.

If you are hospitalised and unable to care for your children at home, we will cover their expenses.